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Home » Authors » John Bancroft

Articles by John Bancroft

Nonbanks Post Tidy Gain in Mortgage Banking Income

November 10, 2023
John Bancroft
Most nonbank mortgage lenders saw solid earnings gains from the second to the third quarter, although a few still struggled. Homebuilder affiliates as a group were more profitable in the first nine months of 2023 than they were last year. (Includes data table.)
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Private Mortgage Insurers Lose Ground to FHA/VA Market in 3Q

November 10, 2023
John Bancroft
Private mortgage insurers' share of primary mortgage insurance activity has dropped to its lowest level since early 2021.
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Refi Rebound Lifts CLO Issuance in Third Quarter

November 9, 2023
John Bancroft
In addition to a significant increase in CLO refinancing and restructuring, issuance of new CRE deals was up smartly in the third quarter. (Includes two data tables.)
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Private MIs Post Solid 3Q23 Results, Lose Market Share

November 9, 2023
John Bancroft
The private MIs lost some market share to FHA and VA during the third quarter, but industry recorded a slight earnings boost. The inventory of PMI loans in default was up, as were claims paid. (Includes four data tables.)
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Going Into Winter, Agency MBS Issuance Begins to Slump

November 6, 2023
John Bancroft
In October, the top five volume leaders in agency MBS issuance were all nonbanks, led by PennyMac Financial...
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Large Servicers Gain Market Share in Third Quarter

November 3, 2023
John Bancroft
The combined servicing portfolio of the top 50 servicers grew at more than double the rate of increase for total servicing outstanding in the third quarter.
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Agency Single-Family MBS Production Slumping Toward Winter

November 2, 2023
John Bancroft
Mortgage rates at the end of October were at their highest level since 2000, and agency MBS issuance fell 10%. It’s looking like a replay of the nosedive at the end of last year. (Includes two data tables.)
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Top Servicers Continue to Gain Market Share in 3Q23

November 2, 2023
John Bancroft
The top 50 servicers boosted their portfolios by 1.7% during the third quarter, more than double the growth rate of the overall market. A number of companies recorded much bigger increases. (Includes three data tables.)
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Mortgage-Banking Income at Banks Increases

November 1, 2023
John Bancroft
Among a group of 26 banks, mortgage banking income increased by 9.9% in the third quarter.
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Not a Pretty Picture for Commercial MBS Issuance in 3Q23

October 30, 2023
John Bancroft
For the first nine months of 2023, the market was down 43.1% from a year ago...
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