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Home » Authors » John Bancroft

Articles by John Bancroft

Bank MSR Holdings Decline Again in 1Q18, but Valuations Hit Record High

June 11, 2018
John Bancroft
Banks have been reducing their servicing for others since late 2009…
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On the Rise Again: Agency Single-Family MBS Issuance

June 8, 2018
John Bancroft
All three agencies saw gains from April volume with Fannie posting the biggest increase…
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Don’t Worry, Nothing Will Derail the GSE Single-Security Project

June 8, 2018
John Bancroft
Treasury counselor Craig Phillips advised meeting participants to assure their bosses and government affairs offices that Treasury is fully committed to the project. “If you have problems, tell them to call me,” he quipped.
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Home-Equity Lending Starts the Year on a Flat Note

June 7, 2018
John Bancroft
Bank of America once again ranked first in terms of new HELOC commitments, according to Inside Mortgage Finance…
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Mortgage Brokers Gain Ground in Government-Insured Market

June 4, 2018
John Bancroft
Correspondent production remained the biggest source of FHA/VA loans, accounting for 53.5 percent of the survey sample…
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Fannie/Freddie Credit-Risk Transfer Machines Keeping Churning Out New Deals…

June 1, 2018
John Bancroft
The surge in CRT debt issuance came during a time when new MBS production for the GSEs sank by 19.3 percent.
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The GSEs in Conservatorship: Sure Doesn’t Seem Like It

June 1, 2018
John Bancroft
“We’re partnering with external firms to understand and anticipate their needs,” said Freddie Mac official Kevin Palmer…
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First-Time Buyer Share of Purchase-Mortgage Market Up in Early 2018

May 31, 2018
John Bancroft
First-time buyers continue to fight the challenges of rising house prices, higher interest rates and depleted inventory…
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The Beat Goes On: GSE Credit Scores Much Higher Than on Ginnie Product

May 30, 2018
John Bancroft
During the first quarter, the average credit score at Fannie Mae was 741.15, slightly below the average 744.73 at Freddie Mac.
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More Big Swings in GSE Single-Family MBS Business in April

May 29, 2018
John Bancroft
However, Freddie still has some catching up to do to reach the 40.2 percent GSE share it had last year.
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