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Home » Authors » John Bancroft

Articles by John Bancroft

Purchase Loans Dominate in 2018, Refi Share Up in 4Q18

March 1, 2019
John Bancroft
The one bright spot in the residential mortgage market last year was purchase-mortgage lending, which provided at least a faint glow in an otherwise dreary year for lenders. [Includes four data charts.]
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Bank ABS Portfolios Show Modest Increase in 4Q18

March 1, 2019
John Bancroft
Commercial banks and savings institutions increased their investment in non-mortgage ABS during the fourth quarter of 2018, though the industry’s appetite for the product remained tepid. [Includes two data charts.]
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Purchase Loans Dominate in 2018, Refi Share Rises in 4Q18

February 28, 2019
John Bancroft
The purchase-mortgage share reached 70.6%, the highest reading since 1990...
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Mortgage Banking Income Hits Post-Crisis Low in 4Q18

February 26, 2019
John Bancroft
Despite the dismal fourth-quarter performance, bank income from mortgage banking was actually up 13.5% from 2017...
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Buybacks of Fannie/Freddie Loans Fell to a Record Low Last Year

February 25, 2019
John Bancroft
Total lender buybacks fell 14.4% last year…
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Banks Stock Up on Fannie/Freddie MBS as 2018 Ends

February 22, 2019
John Bancroft
The biggest increase in held-to-maturity and available-for-sale accounts was in agency pass-through securities…
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Mortgage Brokers Continued Building Market Share in ’18

February 22, 2019
John Bancroft
Mortgage brokers aren’t taking over the world, but the industry’s share of new production reached a nine-year high in 2018, according to a new analysis and ranking by Inside Mortgage Finance. [Includes six data charts.]
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Banks Stock Up on Fannie/Freddie MBS as 2018 Ends

February 22, 2019
John Bancroft
Commercial banks and thrifts reversed a year-long trend during the fourth quarter of 2018 and increased their holdings of single-family MBS, a new Inside MBS & ABS analysis reveals. [Includes two data charts.]
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Mortgage Banking Income Hits Post-Crisis Low in 4Q18

February 22, 2019
John Bancroft
Commercial banks and savings institutions made money on their mortgage banking activity during the fourth quarter, but not that much. [Includes one data chart.]
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Buybacks of Fannie/Freddie Loans Hit Record Low in ’18

February 22, 2019
John Bancroft
Mortgage lenders that deliver loans into Fannie Mae and Freddie Mac mortgage-backed securities continued to face relatively few repurchase demands from the two government-sponsored enterprises last year. [Includes two data charts.]
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