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Home » Authors » Namrata Bhatia

Namrata Bhatia

nbhatia@imfpubs.com
Articles

ARTICLES

GSE Credit Profile Turns Slightly Riskier in 2021

January 14, 2022
Namrata Bhatia
Fannie Mae and Freddie Mac generally widened their credit windows in 2021, but they still preferred mortgages with low and medium loan-to-value ratios.
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Private MIs Lose Share of Agency Business in 4Q21

January 14, 2022
Namrata Bhatia
Private mortgage insurers lost market share in the agency purchase market during the last quarter of 2021, while FHA production shifted toward riskier business.
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New Report Highlights Challenges for Servicing of Student Loans

November 8, 2021
Namrata Bhatia
On Feb.1, 2022, more than 32 million student loan borrowers will enter repayment for the first time in nearly two years.
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Chou Team COO Fined $40M Over Credit Report Fraud

October 25, 2021
Namrata Bhatia
A California district court found Jawad Nesheiwat, the company’s COO, guilty of providing consumer credit information to student loan debt-relief companies to use in marketing their services.
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Court Sides with BofA in Escrow Interest Class Action

October 25, 2021
Namrata Bhatia
A Maryland homeowner sought to file a class action against Bank of America for violating a state law requiring banks to pay interest on funds maintained in escrow accounts.
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Seniors’ Complaints About Mortgages Jump in 2021

October 13, 2021
Namrata Bhatia
Seniors — age 62 or older — filed 1,987 mortgage gripes during the first six months of the year, up 36.1% from the same period last year...
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Enforcement Actions Can Drive Minority Lending

October 11, 2021
Namrata Bhatia
Banking supervision plays an important role in improving access to mortgage credit for minorities and women, according to a new study.
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Seniors’ Complaints About Mortgages Jump in 2021

October 11, 2021
Namrata Bhatia
Consumers self-identifying as older Americans filed 1,987 gripes related to mortgages in the first half of 2021, a sharp increase from the same period last year. Conventional mortgages made up most of the complaints.
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Pandemic Brings Relief to Surging Credit Card Debt

October 11, 2021
Namrata Bhatia
The consumer credit card market had been booming over the last few years, with debt levels hitting new peaks in 2018 and 2019.
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Renters Have More to Lose as COVID-Related Reliefs End

September 27, 2021
Namrata Bhatia
According to CFPB researchers, renters typically face more financial vulnerability than homeowners and hence had more to gain from some pandemic relief efforts than mortgagors.
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View All Articles by Namrata Bhatia

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