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Home » Authors » Namrata Bhatia

Articles by Namrata Bhatia

Trigger Lead Ban Heads to President Trump's Desk

August 4, 2025
Namrata Bhatia
The Community Home Lenders of America and the MBA applauded the long-overdue passage of the bill.
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Early-Stage Delinquencies in Agency MBS Increase in 2Q

July 24, 2025
Namrata Bhatia
Loans one payment past due increased 19 basis points during the second quarter, after declining during the first quarter.
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Non-Agency MBS Issuance Continues Rising in Second Quarter

July 23, 2025
Namrata Bhatia
Issuance through the first half of 2025 was up by nearly 40% compared with the first half of 2024.
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Agency MBS Delinquency Rates Rise in Second Quarter

July 18, 2025
Namrata Bhatia
While early-payment delinquency rates showed increases, the rate for loans 120 days or more late declined. Across all three agencies, overall 3.32% of mortgages were past due. (Includes data table.)
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Grapevine: MISMO Floats AI Glossary; IT Services for Lenders

July 18, 2025
Namrata Bhatia
The Mortgage Industry Standards Maintenance Organization has published a glossary of artificial intelligence terms and definitions.
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New Whole-Business ABS Stuffed With Sandwiches, Bundt Cakes

July 17, 2025
Namrata Bhatia
Jersey Mike’s has started marketing a $400.0 million whole-business securitization, while Nothing Bundt Cakes is prepping a $445.0 million deal.
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Banks Reduce Mortgage Sales in First Quarter

June 26, 2025
Namrata Bhatia
Sales were down 7.7% compared with the fourth quarter of 2024.
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Bank Retail Originations and Loan Sales Decline in 1Q25

June 20, 2025
Namrata Bhatia
Although mortgage production and loan sales fell in the first quarter of 2025, banks and thrifts saw a significant increase in income from mortgage-banking operations. (Includes two data tables.)
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CrossCountry Wins Close Race on Correspondent Sales in 2024

June 12, 2025
Namrata Bhatia
CrossCountry sold 37.8% of its production to unaffiliated non-agency buyers in 2024.
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CrossCountry Tops Correspondent Sellers in 2024

June 6, 2025
Namrata Bhatia
Correspondent sales of mortgage loans to unaffiliated buyers increased 26.8% in 2024, led by CrossCountry Mortgage, Rate and United Wholesale Mortgage. (Includes data table.)
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