Dennis Hollier

Analysts Skeptical About GSE Reform Panning Out in 2020

January 17, 2020

Policy changes impacting 15% of GDP in an election year are inherently risky, according to Isaac Boltansky of Compass Point. The result, he said, is likely to be “a long and winding road” toward housing-finance reform.

AEI Report Piques Debate on ‘Data Democratization’

January 17, 2020

Dennis Hollier

The GSEs’ loan performance data excludes various loan types, such as ARMs and low-documentation loans, that performed poorly in the financial crisis. Nearly half of the GSE loans originated in 2006 and 2007 are expurgated from the data provided to CRT investors.

The Collins Case Appeal Not Listed on SCOTUS Schedule

January 17, 2020

Dennis Hollier

The Supreme Court will not hear arguments in Collins v. Mnuchin in its current session, but the issue of the constitutionality of the single-director status of the FHFA is still alive. That’s because oral arguments in Seila Law v. CFPB, a case addressing similar issues, are scheduled for early March.

Surprise: A Huge Spike in Housing Starts. However...

January 17, 2020

Dennis Hollier

MBA's Frantantoni suggested the suddenness of the spike in housing starts may indicate it’s temporary...

RFI Suggests FHFA to Clamp Down on PACE Financing

January 17, 2020

Dennis Hollier

The severity of some of the proposals in FHFA’s request for information on PACE financing suggests the agency intends to take some drastic steps.

FHFA Director Weighs In on Nonbank Risk

January 17, 2020

Dennis Hollier

Among those defending the nonbank sector is investment banking veteran and GSE blogger Chris Whalen who released commentary lambasting the FSOC…

FHFA Publishes 3Q19 Foreclosure Prevention Report

January 17, 2020

Dennis Hollier

The bulk of Fannie Mae’s and Freddie Mac’s prevention actions were aimed at home retention, with 20,370 loans modified, repayment plans negotiated on 5,965 delinquent loans and 3,328 units receiving some sort of forbearance.

CSS Board Shakeup Gives FHFA More Direct Control

January 16, 2020

Dennis Hollier

The move gives the regulator more direct control over Common Securitization Solutions, which is responsible for issuing and administering the uniform MBS.

Lower Income Threshold for GSE Programs Costs PMI Companies

January 16, 2020

Dennis Hollier

The percentage of private mortgage insurance sales tied to the GSEs’ low-downpayment programs dropped from 20% in July to 12% in December, with industry players pinning the fall on lower income thresholds.

Calabria Raises SIFI Concerns for Nonbanks

January 16, 2020

Dennis Hollier

To make sure property markets aren’t creating excessive systemic risk, it’s important for regulators to look at the issue broadly, said FHFA’s Mark Calabria. That’s where an activities-based approach is critical.

Dennis Hollier

ARTICLES

Analysts Skeptical About GSE Reform Panning Out in 2020

AEI Report Piques Debate on ‘Data Democratization’

The Collins Case Appeal Not Listed on SCOTUS Schedule

Surprise: A Huge Spike in Housing Starts. However...

RFI Suggests FHFA to Clamp Down on PACE Financing

FHFA Director Weighs In on Nonbank Risk

FHFA Publishes 3Q19 Foreclosure Prevention Report

CSS Board Shakeup Gives FHFA More Direct Control

Lower Income Threshold for GSE Programs Costs PMI Companies

Calabria Raises SIFI Concerns for Nonbanks

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