Dennis Hollier

FHFA Announces 2021 Deemed-Issuance Ratio

December 4, 2020

The deemed-issuance ratio satisfies IRS guidelines for determining the amounts of Fannie and Freddie product contained in UMBS.

Just In: FHFA’s Marzol is Retiring

December 4, 2020

Dennis Hollier

Adolfo Marzol is one of the main architects of the final GSE capital rule.

Fannie is Preparing a Multifamily MBS REMIC

December 3, 2020

Dennis Hollier

Fannie’s new REMIC election for its multifamily MBS will not change their basic structure. The asset will remain as a single-class pass-through security is-sued through a trust agreement.

Mnuchin Nixes Idea of Quick End to GSE Conservatorship

December 3, 2020

Dennis Hollier

In testimony before lawmakers, both Treasury Secretary Steven Mnuchin and Federal Reserve Chair Jerome Powell stressed that time and care is needed to raise capital before the GSEs exit conservatorship.

New Loan Limits Mean Good Times Ahead for Redwood?

December 3, 2020

Dennis Hollier

In areas where home price appreciation rises faster than conforming loan limits, Redwood's network of correspondent lenders gives it an edge in the jumbo loan market.

More Costs for the GSEs as FHFA Extends Moratoriums on Foreclosures and Evictions

December 3, 2020

Dennis Hollier

But the stratagem comes with costs. According to FHFA estimates, Fannie and Freddie will face between $1.1 billion and $1.7 billion in additional charges due to the extension. That’s on top of the estimated $6 billion the two have already incurred.

About That Idea of Speeding Up An End to the Conservatorships…

December 2, 2020

Dennis Hollier

Time to start planning for the 13th anniversary of the Fannie/Freddie conservatorships...

New FHA/VA Loan Limits Coming Soon

November 25, 2020

Dennis Hollier

New FHA and VA loan limits for 2021 will be released on Dec. 2.

Conforming Loan Limit Climbs to $548,250 for 2021

November 25, 2020

Dennis Hollier

The increase in the maximum loan limit reflects a 7.42% growth in the seasonally adjusted housing price index in 2020.

Will Changes to Capital Rule Bring Fannie Back to CRT?

November 25, 2020

Dennis Hollier

The FHFA went from allowing 18.0% capital reduction for CRT under the re-proposed rule to less than 17.1% under the final version. That means the answer may be “ no.”

Dennis Hollier

ARTICLES

FHFA Announces 2021 Deemed-Issuance Ratio

Just In: FHFA’s Marzol is Retiring

Fannie is Preparing a Multifamily MBS REMIC

Mnuchin Nixes Idea of Quick End to GSE Conservatorship

New Loan Limits Mean Good Times Ahead for Redwood?

More Costs for the GSEs as FHFA Extends Moratoriums on Foreclosures and Evictions

About That Idea of Speeding Up An End to the Conservatorships…

New FHA/VA Loan Limits Coming Soon

Conforming Loan Limit Climbs to $548,250 for 2021

Will Changes to Capital Rule Bring Fannie Back to CRT?

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