The Federal Home Loan Banks should do more to fulfill their affordable housing goals, according to an industry analyst.

At the direction of the Federal Housing Finance Agency, Fannie and Freddie tweaked their efforts to address equity issues for minority homebuyers and renters.

The share of appraisals coming in below the contract price has increased in recent years, a potential sign of appraisal bias.

New credit scoring models will be fully implemented by the GSEs near the end of 2025, according to FHFA.

The Federal Home Loan Banks could help support nonbank mortgage companies by funding the warehouse lenders that fund nonbanks.

NYCB issued to the FDIC as receiver of Signature just over 39 million shares of the bank’s common...

By the end of 2025, FHFA expects Fannie and Freddie to implement the use of FICO 10T and Vantage 4.0 into the mortgage process. Industry participants can expect a lot of hand-holding along the way.

FHLBank treatment of collateral may be inhibiting development of affordable housing, industry stakeholders told FHFA in comments.

Based on the success of payment deferrals during the COVID-19 emergency and feedback from industry, FHFA has made the option a key part of loss mitigation for the GSEs.

FHFA, a member of the PAVE task force, provided the bulk of the appraisal data that the task force will use for oversight, enforcement and research.