The revived program means United Wholesale Mortgage will eat 2% of the home price (up to $4,000) in the form of downpayment assistance.

Republican Sen. Tim Scott begins his presidential campaign by making a housing policy statement.

In a new book, James Lockhart, FHFA’s first director, outlines the events leading up to the conservatorship of Fannie Mae and Freddie Mac. More than a decade later, the events and debates are still relevant.

The updated UAD is supposed to improve the accuracy and efficiency of the appraisal process, but lenders worry it will add significant costs to the mortgage process.

Industry stakeholders have welcomed the FHFA’s plan to make payment deferrals a regular part of loss mitigation. MBA suggested more standardization of workout options is in order.

The Federal Home Loan Banks should do more to fulfill their affordable housing goals, according to an industry analyst.

At the direction of the Federal Housing Finance Agency, Fannie and Freddie tweaked their efforts to address equity issues for minority homebuyers and renters.

The share of appraisals coming in below the contract price has increased in recent years, a potential sign of appraisal bias.

New credit scoring models will be fully implemented by the GSEs near the end of 2025, according to FHFA.

The Federal Home Loan Banks could help support nonbank mortgage companies by funding the warehouse lenders that fund nonbanks.