Fannie Mae and Freddie Mac accounted for 44.1% of all mortgage originations in 2023, compared with 48.6% in 2022 and more than 58% in both 2021 and 2020.

All 11 regional FHLBanks boosted profits in 2023, largely due to increased borrowing from member institutions during the banking crisis.

Mortgage industry stakeholders said Freddie Mac’s pilot program to alleviate repurchase requests is a better option than Fannie Mae’s new notice of potential defect.

Title insurance advocates are incensed by FHFA’s announcement that a once-dead title waiver pilot is alive and well.

Lenders will now be able to use a single verification report to validate income, employment, assets, positive rent payment and cash flow history. However, the report must have at least 12 months of data.

The regulator delayed implementation of the controversial bi-merge scoring model and accelerated the release of historical credit score data.

FHFA said proposed changes to the American Survey of Mortgage Borrowers will help to inform oversight of the GSEs and FHLBanks.

Agency veterans Anne Marie Pippin and Anju Vajja have taken over as deputy directors of the division of conservatorship, oversight and readiness, and the division research and statistics, respectively.

The capital markets teams at Fannie Mae and Freddie Mac combined announced five transactions over the past week.

New research showed that media coverage of home prices helps boost home price growth. This appears to be true at both the state and city level.