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Home » Authors » Dennis Hollier

Articles by Dennis Hollier

Industry Demands More Data From FHFA on Credit Score Changes

December 22, 2023
Dennis Hollier
A coalition of most of the major mortgage industry participants says FHFA and the GSEs should be more transparent about how they assessed and validated the new credit score models.
Read More

Fannie Warns Appraisers About Seller Concessions

December 22, 2023
Dennis Hollier
In general, appraisers can adjust down a comparable valuation dollar for dollar with the value of seller concessions.
Read More

S&P Proposes Rating Single-Family Rental Securitizations

December 21, 2023
Dennis Hollier
Ten years after the first single-family securitization was issued, S&P Global Ratings is ready to assess the deals.
Read More

First American Claims Title Insurance Not a Major Cost

December 21, 2023
Dennis Hollier
First American Financial argues that title insurance is a negligible life-of-loan cost for homeowners and is not regressive.
Read More

MBS Investors Paying a Premium for Small-Balance Loans

December 21, 2023
Dennis Hollier
The prepayment characteristics of small-balance mortgages make them attractive to agency MBS investors.
Read More

Pay-Ups Improve Profitability of Small-Balance Loans

December 14, 2023
Dennis Hollier
A significant portion of the net revenue lenders earn on small-balance loans can be attributed to the premiums investors pay for specified pools, according to an analysis by Fannie Mae.
Read More

Multifamily Business Remains Slow at the GSEs

December 14, 2023
Dennis Hollier
The GSEs’ new multifamily loan acquisitions came to just $82.7 billion in the first 10 months of the year. That was down 23.8% from the first 10 months of 2022.
Read More

GSE Activity Slows in November

December 13, 2023
Dennis Hollier
Deliveries to the GSEs were down 7.0% in November compared with October.
Read More

Lenders Balk at Rising Costs for Credit Reports

December 13, 2023
Dennis Hollier
Prices for some credit reporting products have jumped by 400%.
Read More

FHLBanks Want to Remain the ‘Lender of Last Resort’

December 12, 2023
Dennis Hollier
Leaders of the FHLBanks and FHFA appear to be at odds on the banks' role in times of distress.
Read More
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