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Home » Authors » Dennis Hollier

Articles by Dennis Hollier

Short Takes: FHA Worries About Self-Employed Borrowers / CHLA Not Happy / Extend the GSE Capital Comment Period? / Out of the Mothballs / HUD Document Woes? / Correction: Rocket’s True Value: Huge

July 29, 2020
Paul Muolo, Maria Volkova, Brandon Ivey, and Dennis Hollier

According to the S-1 initial public offering documents filed with the SEC, Rocket’s total share count (public and private) is roughly 1.9858 billion shares. At $22 a unit (the upper end of the range) that works out to a cool $43.69 billion. In short: Wow.


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FHFA OIG: No One Overseeing Servicer Compliance with CARES Act

July 29, 2020
Dennis Hollier

The added cost associated with servicing a mortgage in forbearance gives servicers an incentive “not to follow the mandates of the CARES Act and implementing guidance,” investigators said.


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Short Takes: About Those Million-Dollar Earners / Hear It and Then Cut It in Half / Rates? / BKFS on Forbearance / CHLA Addresses GSE Capital / A Promotion at Waterstone Mortgage

July 24, 2020
Paul Muolo and Dennis Hollier

Higher mortgage rates in six months? No one sees it...


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Fed’s MBS Buying Continues but at a Slower Pace

July 23, 2020
Dennis Hollier
The New York Federal Reserve purchased $9.81 billion in agency MBS on Monday and Tuesday, in addition to $22.89 billion bought last week. It’s been nearly three weeks since it sold any of its MBS holdings.
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LIBOR a Poor Benchmark for Unsecured Loans: The Fed

July 23, 2020
Dennis Hollier
By examining how well LIBOR has correlated over time with actual bank funding costs, Federal Reserve economists have demonstrated the London rate is no better at this task than risk-free rates like SOFR.
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Fannie and Freddie 2021 Housing Goals Unchanged

July 23, 2020
Dennis Hollier
The Federal Housing Finance Agency said it lacks sufficient data to create statistical models to “reflect economic conditions for 2021” because of the market disruption caused by the coronavirus.
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Short Takes: Do I Feel Lucky Today? (Fannie Mae’s Stock) / Linked: Quicken, the GSEs and Ginnie / Chimera’s New MBS / Existing Home Sales Spike

July 22, 2020
Dennis Hollier, Paul Muolo, and Brandon Ivey

Is Fannie Mae's common a good investment? It all depends...


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Short Takes: The Fannie-Freddie LLR Question / FHFA Freezes GSE Housing Goals, Citing Pandemic / Strong Originations for Truist / Number 13

July 20, 2020
Paul Muolo and Dennis Hollier

A stellar quarter for Fannie and Freddie? But what about loan loss reserves?


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FSOC to Review Secondary Mortgage Market

July 17, 2020
Dennis Hollier
Some industry players believe FHFA Director Mark Calabria wants to use an activities-based review of the market to reduce regulations, which many observers think increase the cost of mortgages.
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SCOTUS Agrees to Hear Net Worth Sweep Case

July 17, 2020
Dennis Hollier
The Supreme Court is likely to give the president the power to replace the FHFA director for any reason, much like it did in the Seila Law v. CFPB case, according to Cowen analyst Jaret Seiberg.
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