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Home » Authors » Dennis Hollier

Articles by Dennis Hollier

FHLBanks’ Earnings Weather Declines in Assets

August 14, 2020
Dennis Hollier
The bright spot in the FHLBanks’ earnings report was net interest income, which climbed to $1.25 billion 2Q20, a 36.4% sequential increase, despite the fact that advances declined by almost 31%. (Includes data chart.)
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Policy Allowing GSEs to Buy Early Forbearance Loans Set to Expire

August 14, 2020
Dennis Hollier
The deadline, already extended once by the Federal Housing Finance Agency, is unlikely to get another extension.
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Landlords, if in Forbearance, Must Inform Tenants

August 14, 2020
Dennis Hollier
Tenants must be informed that, even after the moratorium on evictions ends, the landlord must still give them at least a 30-day notice to vacate.
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Freddie Mac Prices $1.2 Billion K-Deal

August 14, 2020
Dennis Hollier
The offering followed close on the heels of three K-deals announced the previous week.
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COVID Exposes Vulnerability of Black-Owned Banks

August 14, 2020
Dennis Hollier
In 2008, there were 49 depositories with at least 51% Black ownership. By the first quarter of 2020, that number had fallen to just 21.
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Industry Shudders as GSEs Roll Out a 50-Basis-Point LLPA on Refis

August 13, 2020
Dennis Hollier and Paul Muolo
A new 50-basis-point fee on GSE refis caught the mortgage industry off guard this week. A big deal or much ado about nothing? Either way, lenders are not happy.
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GSEs Modify Funding Strategies

August 13, 2020
Dennis Hollier
Fannie so far has issued $122.23 billion in long-term notes in 2020. That’s almost six times more than in 2019 and more than it issued the past three years combined.
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Bipartisan Bid to Create Liquidity Facility for CMBS Borrowers

August 13, 2020
Dennis Hollier
The HOPE Act seeks to create a liquidity facility for commercial MBS borrowers who weren’t eligible for PPP or MSLP. The bill suggests financial institutions originate Treasury-guaranteed preferred equity instruments to qualified borrowers.
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GSE Lenders Get Sideswiped by 50BP LLPA on Refis

August 13, 2020
Dennis Hollier and Paul Muolo

But can MBA and other outraged trade groups do anything to stop this new LLPA? “We hope to rescind it,” said MBA's Bob Broeksmit...


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Lenders Get Smacked with 50BP LLPA on GSE Refis

August 13, 2020
Dennis Hollier and Paul Muolo

In a surprise move late Wednesday, the GSEs installed a new 50-basis-point LLPA on most refis. Needless to say, lenders feel betrayed.


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