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Home » Authors » Dennis Hollier

Articles by Dennis Hollier

Mortgage REITs Start to Look Appetizing

December 17, 2020
Dennis Hollier
Spreads between mortgage rates and interest paid on MBS have fallen to about 75 basis points. The long-term average is closer to 110 bps.
Read More

Not Happening: Fannie and Freddie Out of Conservatorship by Jan. 20

December 17, 2020
Paul Muolo and Dennis Hollier
As the clock winds down on the Trump White House, the GSE regulator continues to pull levers. Just not the big one. Credit: Steve Mnuchin.
Read More

As the Year Winds Down, New Liquidity Standards for the GSEs

December 17, 2020
Dennis Hollier

In addition, the language includes a 365-day requirement, which essentially extends the short-term cash flow analysis.


Read More

FHFA (Unexpectedly) Proposes New Liquidity Rules

December 17, 2020
Dennis Hollier
The proposed rule establishes new liquidity, as well as reporting, requirements for Fannie Mae and Freddie Mac.
Read More

Biden Taps Former Obama Chief of Staff to Head VA

December 11, 2020
Dennis Hollier
McDonough will head the second largest federal agency, with more than 400,000 employees and a $200 billion budget.
Read More

Millennial Homebuying Flies In the Face of Convention

December 11, 2020
Dennis Hollier
Nearly 93% of all the FHA loans to millennials that closed in October were for home purchases.
Read More

FHFA Extends COVID Flexibilities (Yet Again)

December 11, 2020
Dennis Hollier

The “alternative methods for documenting income” for self-employed borrowers includes the use of unaudited income statements. But borrowers will now have to provide three months of bank statements instead of the traditional two.


Read More

PennyMac Issues First Fannie CRT Since April

December 10, 2020
Dennis Hollier
The deal bears many of the characteristics of previous front-end credit-risk transfer deals that PennyMac entered into with Fannie Mae.
Read More

Freddie’s First SOFR-Indexed Bonds Backed by SOFR ARMs

December 10, 2020
Dennis Hollier
Freddie issued its first multifamily K-deal in which both the floating-rate bonds and the underlying mortgages are indexed to SOFR.
Read More

Does Net Worth Sweep Mean Nationalization of the GSEs?

December 10, 2020
Dennis Hollier
Justice Stephen Breyer raised eyebrows by characterizing the government’s net worth sweep of Fannie Mae and Freddie Mac profits as nationalization of the GSEs.
Read More
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