Outstanding Federal Home Loan Bank advances ticked up at the end of 2021, halting a nearly two-year decline. (Includes two data charts.)

The ruling makes it unlikely GSE shareholders will ever receive compensation for the value they lost through the net worth sweep.

Profits of $34.29 billion in 2021 will suffer in 2022 as both amortization income from refinances and benefits for credit losses ebb. (Includes data chart.)

Credit-related income boosts profits at Fannie Mae; fair value losses at Freddie Mac keep net income growth in check.

The regulator has amended the capital rule to improve the capital treatment of credit-risk transfers and reduce the size of the leverage buffer for the GSEs.

Unexplained fair market gains bolster Treasury’s stake in the GSEs by more than 100%.

The enterprise’s suite of services will soon include the capability to use direct deposit data to assess borrower income.

The enterprises should have procedures supervising “covered parties,” up to and including monitoring their brokerage accounts.

Many of the largest mortgage servicing companies were left off the podium in the annual awards programs of Fannie and Freddie.

The Federal Housing Finance Agency believes the risks that accompany digital tools are real, whether the systems are in-house or supplied by third parties.