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Home » Authors » Dennis Hollier

Articles by Dennis Hollier

Suggestion for FHLBanks: Fund Nonbanks Indirectly

April 4, 2023
Dennis Hollier
The Federal Home Loan Banks could help support nonbank mortgage companies by funding the warehouse lenders that fund nonbanks.
Read More

Short Takes: A Bank Enters the Subservicing Arena / 3 Out of 10 / A Crazy Profit From Buying Underwater Assets / FDIC Receives NYCB Stock / Risk and the FHLBs

April 3, 2023
Paul Muolo and Dennis Hollier
NYCB issued to the FDIC as receiver of Signature just over 39 million shares of the bank’s common...
Read More

FHFA Announces Timeline for New Credit Score Models

March 31, 2023
Dennis Hollier
By the end of 2025, FHFA expects Fannie and Freddie to implement the use of FICO 10T and Vantage 4.0 into the mortgage process. Industry participants can expect a lot of hand-holding along the way.
Read More

FHLBanks Could Help to Fund Nonbanks Indirectly

March 31, 2023
Dennis Hollier
FHLBank treatment of collateral may be inhibiting development of affordable housing, industry stakeholders told FHFA in comments.
Read More

FHFA Makes Pandemic-Era Deferrals Permanent

March 31, 2023
Dennis Hollier
Based on the success of payment deferrals during the COVID-19 emergency and feedback from industry, FHFA has made the option a key part of loss mitigation for the GSEs.
Read More

FHFA Renews Focus on Appraisal Bias

March 31, 2023
Dennis Hollier
FHFA, a member of the PAVE task force, provided the bulk of the appraisal data that the task force will use for oversight, enforcement and research.
Read More

G-Fee Levels Should Be Tied to Capital Requirements

March 31, 2023
Dennis Hollier
In order to have a return on capital sufficient to attract private investors, the GSEs would have to charge g-fees of about 76 basis points, according to former Freddie CEO Don Layton.
Read More

Fannie Executes Two CIRT Deals Totaling $31.8 Billion

March 31, 2023
Dennis Hollier
Private insurers will assume the credit risk on up to $926 million in mortgage losses.
Read More

FHFA Diversifies Its Growing Staff

March 31, 2023
Dennis Hollier
As is so often the case with efforts to improve institutional diversity, progress on inclusiveness at FHFA has been mixed.
Read More

G-Fees Inadequately Low? Depends on Capital Requirements

March 31, 2023
Dennis Hollier
What's a proper g-fee level? A former Freddie CEO weighs in...
Read More
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