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Home » Authors » Dennis Hollier

Articles by Dennis Hollier

Crypto-Focused Silvergate Bank Calls It Quits

March 9, 2023
Dennis Hollier
Less than a week after raising the “going concern” flag, the California lender announced plans to wind down its operations and liquidate.
Read More

Title Insurers Increasingly Worried About Unregulated Alternatives

March 9, 2023
Dennis Hollier
The GSEs’ endorsement of attorney opinion letters in lieu of title insurance has the title industry concerned.
Read More

Former Non-QM Warehouse Lender Pulls the Plug

March 9, 2023
Dennis Hollier
Silvergate threw its profitable non-QM business headed by Elaine Batlis out the window...
Read More

A Significant Appraisal Change From Fannie Mae?

March 8, 2023
Dennis Hollier
The government-controlled mortgage giant seems to be transitioning away from traditional appraisals...
Read More

Trouble Expected in Implementing FICO 10T and VantageScore 4.0

March 7, 2023
Dennis Hollier
Every single model that will use the new credit scores will have to refitted...
Read More

February, a Tough Month for GSE Loan Sales

March 6, 2023
Dennis Hollier
The top three sellers for February: UWM, PennyMac Financial and Rocket Mortgage...
Read More

Larger GSE Sellers Lose Market Share as February Deliveries Plunge

March 3, 2023
Dennis Hollier
Relative standing among the top GSE sellers depended on how slow deliveries fell rather than how fast they rose. (Includes two data charts.)
Read More

FHFA Proposes Revisions to GSE Capital Rule

March 3, 2023
Dennis Hollier
The GSEs’ regulator has backtracked on its controversial rules for commingled securities.
Read More

Falling Home Prices Tank GSE Profits in 2022

March 3, 2023
Dennis Hollier
Almost all of the decline in combined GSE profits was due to a spike in loan-loss provisions. But while Fannie’s provisions continued to grow in the fourth quarter, Freddie’s may have peaked in the third quarter. (Includes data chart.)
Read More

Little Impact on GSE Business Expected from FHA Premium Cut

March 3, 2023
Dennis Hollier
Will lower FHA premiums steal market share from the GSEs? According to analysts, private mortgage insurer pricing still makes the GSEs the better execution for borrowers with credit scores over 680. But private MIs are still nervous.
Read More
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