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Home » Authors » Dennis Hollier

Articles by Dennis Hollier

Loans with PMI Perform Worse; GSEs Still Protected

August 24, 2023
Dennis Hollier
According to Urban Institute, mortgage insurance payouts mean GSE losses on loans with LTVs over 80% are comparable to those on loans with LTVs below 80%.
Read More

FHLBank Profits Up in 2Q; Advance Usage Declines

August 24, 2023
Dennis Hollier
Income generated by the 11 FHLBanks increased by more than 20% on a quarterly basis in the second quarter while FHLBank advances outstanding declined.
Read More

GSE CRT Activity Jumps in Second Quarter

August 23, 2023
Dennis Hollier
The April-June period marked the second consecutive quarter in which Fannie Mae's CRT issuance exceeded Freddie Mac's, an unprecedented period of CRT dominance for Fannie.
Read More

Black Lives Matter Protests Linked With Reduction in Lending Disparities

August 22, 2023
Dennis Hollier
Researchers found that the difference between the interest rates charged to Black borrowers and white borrowers narrowed significantly following BLM protests.
Read More

Differing Opinions on GSEs' Current Pricing Scheme

August 21, 2023
Dennis Hollier
In their commentary, NAR and UI focused much of their attention on the stiff capital requirements...
Read More

FHLB Profits Continue to Grow as Advances Ebb

August 18, 2023
Dennis Hollier
The shifting market for FHLB advances has reshuffled the list of the largest FHLBank borrowers. (Includes three data charts.)
Read More

FHFA Loses Historic Shareholder Lawsuit

August 18, 2023
Dennis Hollier
Key flubs by defense witnesses may have convinced the jury that the Treasury Department and FHFA had ulterior motives when they agreed to the net worth sweep.
Read More

Market Split on GSE Pricing Scheme

August 18, 2023
Dennis Hollier
While many mortgage industry stakeholders want the GSEs’ current capital rule to be changed, others believe it’s a good compromise.
Read More

Credit Score Reform: Tweaking the Timeline

August 18, 2023
Dennis Hollier
Congress and the mortgage industry seem on opposite sides when it comes to the timetable for credit score reform. That leaves FHFA in the middle.
Read More

FHFA Issues Clarification of Advisory Bulletin

August 18, 2023
Dennis Hollier
A new advisory bulletin provides the answers to a series of abstruse accounting questions as a way of clarifying an earlier bulletin.
Read More
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