Freddie clarifies how servicers should handle COVID-19 flex modifications for borrowers who recently became delinquent. Fannie announces a tool to compute the monthly income of self-employed borrowers.

Black consumers are more than twice as likely as white consumers to say they worry about their home being in a flood.

The enterprise will offer new single-family green disclosures that will allow investors to easily identify mortgage-backed securities that consist of loans eligible for Fannie’s green bonds programs.

A coalition of most of the major mortgage industry participants says FHFA and the GSEs should be more transparent about how they assessed and validated the new credit score models.

In general, appraisers can adjust down a comparable valuation dollar for dollar with the value of seller concessions.

Ten years after the first single-family securitization was issued, S&P Global Ratings is ready to assess the deals.

First American Financial argues that title insurance is a negligible life-of-loan cost for homeowners and is not regressive.

The prepayment characteristics of small-balance mortgages make them attractive to agency MBS investors.

A significant portion of the net revenue lenders earn on small-balance loans can be attributed to the premiums investors pay for specified pools, according to an analysis by Fannie Mae.

The GSEs’ new multifamily loan acquisitions came to just $82.7 billion in the first 10 months of the year. That was down 23.8% from the first 10 months of 2022.