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Home » Authors » Paul Muolo

Articles by Paul Muolo

MBS Grapevine: A Tax Break for (MBS) Investors? / The (Young) UMBS Market is Doing Just Fine

August 1, 2019
Paul Muolo

Will President Trump bestow a tax cut on investors in stocks and bonds? Christmas isn't too far away. Meanwhile, corporate landlord Invitation Homes (80,000 homes strong) posted strong results for the second quarter.


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Ramifications Regarding Expiration of the ‘GSE Cap’ Overblown?

August 1, 2019
Paul Muolo
The “GSE patch” news is a week old now, but the ramifications are still unclear. One big wild card: the election of a Democrat president.
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FHFA Reviewing a Cap on High LTV Cash-Out Refis

August 1, 2019
Paul Muolo
HUD is cracking down on the securitization of high LTV cash-out refis. Coming changes will affect FHA and VA lenders. Meanwhile, the FHFA may be ready to act as well. A big deal or much ado about nothing?
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Short Takes: Fannie Mae Warns of a ‘Draw’ From Treasury / Blame CECL / Ginnie Places Restrictions on Cash-out Refis of VA Loans / Blank Rome Hires Industry Veteran Samlin

August 1, 2019
Paul Muolo and Dennis Hollier

Ginnie Mae is turning off the spigot on refinances of high LTV mortgages guaranteed by the VA...


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When it Comes to Agency Servicing Rights, Nonbanks Keep Posting Gains

August 1, 2019
Paul Muolo

PennyMac remained the largest nonbank servicer of agency loans with $325.12 billion on its books at the end of June…


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Plenty of Million Dollar-Plus Mortgage CEOs Out There? Probably

August 1, 2019
Paul Muolo

One of the best kept secrets in the industry surrounds CEO compensation at the nation's largest nonbank originators. According to interviews conducted by IMF, some CEOs earn $10 million to $15 million per year.


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Mortgage Grapevine: When Lenders Make Money, So Do Warehouse Providers

August 1, 2019
Paul Muolo
Not only are lenders making money these days, so too are the warehouse providers that finance them. Meanwhile, the mortgage IPO market is dormant.
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Short Takes: Give Up Fannie and Freddie? / Why Would You? / $8 Trillion in UMBS Trades / The ‘Transition’ Tax / On a Tear, UWM Buys an Office Building / CSBS Taps Dallas Fed Economist

July 31, 2019
Paul Muolo and Dennis Hollier

One potential solution to the nation’s huge deficits: a transition tax on trades of stocks and bonds, including MBS...


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An Ugly 2Q19 for Servicing Writedowns

July 31, 2019
Paul Muolo

Mark Garland, managing director of Situs AMC, notes the readings can be misleading because many publicly traded companies hedge their positions, which means although an MSR writedown occurs in one column, a gain is recorded elsewhere.


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Freddie Earns $1.8B in 2Q19, Anticipates Dividend Will Be Paid to Treasury in September

July 31, 2019
Paul Muolo

There’s been speculation that the Treasury Department this year would suspend the dividend payment to let the two companies build capital, a first step in an administration-backed recapitalization and release plan.


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