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Home » Authors » Paul Muolo

Articles by Paul Muolo

Concerns About Nonbanks Persist. The Latest Worrier: The CSBS

October 4, 2019
Paul Muolo
The debate that won't go away: Nonbank risk to the financial system. Time to worry? The CSBS weighs in.
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Short Takes: The GSE Recap Train Leaves the Station. Next Stop? / Strategies for the Future? / Compliance Required / Bracing for Large MSR ‘Marks’ / Waiting on a Recession

October 4, 2019
Paul Muolo

Shouldn’t the managements of Fannie and Freddie start preparing for the day when they’re “free” from the shackles of regulatory bondage? Shouldn’t CEOs Hugh Frater (Fannie) and David Brickman (Freddie) be holding high level meetings with their lieutenants regarding strategies for the future?


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Fannie and Freddie Will Need Investors. Is Warren Buffett Waiting in the Wings?

October 4, 2019
Paul Muolo

Of course, mortgage historians know that Berkshire took a bite at the GSE apple a few decades back. In 2000, Berkshire was one of the largest shareholders in Freddie...


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A Thorny Issue Revived: Allowing Nonbanks in the FHLB System

October 4, 2019
Paul Muolo

In the Treasury blueprint, the Trump administration clearly states its position: “Congress should consider permitting additional classes of mortgage lenders to become FHLBank members.”


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The Trends Grapevine: Application Index Whiplash / A Good Quarter for Angel Oak

October 4, 2019
Paul Muolo
Loan applications are on the rise once again after a down reading the week before. And it appears the good times will last through the fall.
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Short Takes: Analyst Bove: The Net Worth Sweep Has Not Been Eliminated / Free Money? / Who’ll Stop the Rain? (GSE Shares) / Oklahoma, Where the Mortgages Come Sweeping Down the Plain

October 3, 2019
Paul Muolo

JMP Securities has a “market perform” rating on Impac Mortgage, the publicly traded nonbank that’s trying to carve out a space for itself in the non-QM sector but can’t resist the temptation of reaching for GSE refis...


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Flagstar Hires Mr. Cooper Executive to Lead Warehouse Finance

October 3, 2019
Paul Muolo

Prior to joining Flagstar, Neufeld spent more than five years as SVP and treasurer of Mr. Cooper, where he managed the nonbank’s warehouse lines and was responsible for oversight of all treasury functions…


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GSEs to Retain More Capital. Should Investors Steer Clear?

October 3, 2019
Paul Muolo
Fannie and Freddie can keep more of what they earn thanks to a new Treasury/FHFA edict, but buying stock in the two companies remains a dicey proposition.
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Fannie and Freddie Will Need Investors. Is Buffett in the Wings?

October 3, 2019
Paul Muolo
One of these days, Fannie and Freddie will need to raise capital by selling stock. Rumor has it that institutional investors are already being courted, including Berkshire Hathaway.
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Lenders Anticipate Strong Originations for the Rest of 2019

October 3, 2019
Paul Muolo
Remember when rates ticked up a few weeks ago? Forget about it. Rates fell again, applications are strong and pipelines are full.
Read More
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