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Home » Authors » Paul Muolo

Articles by Paul Muolo

Short Takes: Buying Into a Shrinking Market? / A Game of 22 (GSE) Questions / The GSEs: Big Earners by This Measurement / 30-Year-Old Servicing Systems? / Regulatory Woes for CA?

December 19, 2019
Paul Muolo and Yemeng Yang

After all, who wants to invest in a shrinking (GSE) business? Something to think about…


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Freddie Starts the Wheel Rolling on Employee Buyouts. Fannie?

December 19, 2019
Dennis Hollier and Paul Muolo

Freddie Mac, following in the footsteps of Fannie Mae, is offering buyouts to a portion of its workforce. A byproduct of the recap-and-release plan? It certainly looks that way.


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Warehouse Tally Hits $97B in 3Q19 as IMBs Accelerate

December 19, 2019
Paul Muolo

It was another strong quarter for warehouse financiers, with nonbanks slurping up more market share. If you're an IMB, credit is plentiful and then some. (Includes data chart.)


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The Grapevine: It’s All About (GSE) Capital; Slimming Down…

December 19, 2019
Paul Muolo

Fannie and Freddie are still on course to be recapped and released but fist a few things must occur: FHFA needs to create capital standards and then there's the investor road shows.


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New MBS Creation Strong, Monthly Trading Volume Not So Much

December 19, 2019
Paul Muolo
November was a so-so month for MBS trading as investors dumped bonds and bought stocks. Still, lending is strong, which should bode well for the creation of new agency securities.
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Sterling Suspends Non-QM Program, Fires LOs, Vows Return

December 19, 2019
Paul Muolo
Sterling Bancorp’s non-QM program is under the microscope because of documentation problems. But there are no losses. Stay tuned.
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Freddie Starts the Wheel Rolling on Employee Buyouts

December 18, 2019
Dennis Hollier and Paul Muolo

One Freddie shareholder quipped: "It sounds like something their advisors would have recommended – to improve proforma [earnings] going into a capital raise."  


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Short Takes: Brand New Cadillacs (13 of Them) / The Future Bright for Loan Brokers? / A Countrywide Record is Bested / Applications Fall / Genworth Sells Canadian MI Unit

December 18, 2019
Paul Muolo

Mat Ishbia of UWM: “We feel great knowing more LOs [loan officers] and consumers are going through the broker channel…”


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Bulk MSR Sales Lacking. Blame Low Rates?

December 18, 2019
Paul Muolo

Overall, the trading volume in third quarter was the thinnest of the year and 4Q19 could be weaker still.


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Short Takes: A ‘Kiss and Tell’ From Former CFPB Chief Cordray? (Not Exactly) / Easy to Wrap but Late / Of Rate Swings and Originations / Meridian’s New CRE Deal / A New Hire for Mortgage Network

December 17, 2019
Yemeng Yang and Paul Muolo

According to the book’s marketing materials, Watchdog is a “never-before-published insider story” of the CFPB. The foreword was written by – drum roll please – Sen. Elizabeth Warren...


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