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Home » Authors » Paul Muolo

Articles by Paul Muolo

Short Takes: The Rocket Launch is Next Week / A Nice MSR Gain / And One More / Ashmore’s Firm Visits the Non-QM MBS Well Again / A New Hire for Valligent

July 30, 2020
Paul Muolo and Brandon Ivey

Today, Inside Mortgage Finance publishes its exclusive 2Q20 ranking of the nation’s top 50 residential servicers. Among the top-10, the firm with the highest sequential gain? Quicken at 10.1%...


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A $4.3 Billion 2Q Profit for the GSEs. COVID Charges Decline

July 30, 2020
Paul Muolo and Dennis Hollier

Thanks to a booming origination market, Fannie and Freddie posted strong earnings for the second quarter despite the economic carnage caused by the pandemic. Their capital positions also improved.


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Signs of Life in Bulk MSR Sales but Bids Remain Weak

July 30, 2020
Paul Muolo
The bulk MSR market is on the mend but it’s hardly a “good news” story. Bids are weak and dealmakers are advising sellers to wait.
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A Combined $4.3 Billion 2Q Profit for the GSEs. COVID-Related Charges Decline

July 30, 2020
Paul Muolo and Dennis Hollier

Fannie Chief Financial Officer Celeste Brown credited the recently adapted current expected credit loss (CECL) standard for the improved showing because the mortgage giant now looks at lifetime losses whereas before it would have just looked ahead two years.


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Short Takes: FHA Worries About Self-Employed Borrowers / CHLA Not Happy / Extend the GSE Capital Comment Period? / Out of the Mothballs / HUD Document Woes? / Correction: Rocket’s True Value: Huge

July 29, 2020
Paul Muolo, Maria Volkova, Brandon Ivey, and Dennis Hollier

According to the S-1 initial public offering documents filed with the SEC, Rocket’s total share count (public and private) is roughly 1.9858 billion shares. At $22 a unit (the upper end of the range) that works out to a cool $43.69 billion. In short: Wow.


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If Unemployment Benefits Come Up Short, Will Forbearance and Delinquencies Spike?

July 29, 2020
Paul Muolo

Cowen analyst Jaret Seiberg: “Our expectation is that FHA borrowers will be the first to suffer if Congress fails to extend enhanced unemployment benefits"...


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Short Takes: Back in the Game: Citadel / Perl’s New Venture / Lumpiness Ahead for GSE Forbearance? / FHA Expands Loss-Mit Options / A New Athens Branch for Nations

July 28, 2020
Paul Muolo, Brandon Ivey, and Maria Volkova

KBW believes mortgage insurance firms are adequately capitalized for delinquencies, based on current levels...


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Rocket IPO ‘Roadshow’ Commences. Public Offering Valued at Upwards of $3.3 Billion

July 28, 2020
Paul Muolo

The “virtual” roadshow started Friday, with meetings running through Wednesday afternoon, when final pricing is expected.


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Another Decline in the Forbearance Reading but Ginnie and PLS Loans Increase

July 27, 2020
Paul Muolo

MBA believes that as a result of large buyouts of FHA and VA loans by banks from Ginnie Mae pools, these mortgages are now listed as portfolio loans...


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Short Takes: What Bill to Pay This Month? The Mortgage? / VA Outpaces FHA / In VA We Trust / Embrace is Hiring / An Offer on Optimal Blue

July 27, 2020
Paul Muolo

Something to worry about? Fitch says residential mortgage borrowers are missing more payments and taking advantage of payment holiday programs...


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