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Home » Authors » Paul Muolo

Articles by Paul Muolo

An Earnings Homerun for the GSEs? Serious Delinquencies Rise

October 29, 2020
Paul Muolo and Dennis Hollier
The third quarter was good to the two mortgage giants, but it wasn’t completely worry-free: Serious delinquencies spiked.
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Mortgage IPO Mania? How About Debt Mania...

October 29, 2020
Paul Muolo
Quietly, but steadily, mortgage banking firms have been selling debt. Lots of it.
Read More

Grapevine: M&A, Anyone? / What is Normal?

October 29, 2020
Paul Muolo
It’s been a quiet year for mortgage-related M&A. (Credit the pandemic and the resulting refi boom.) Meanwhile, some ponder what a normal origination year might look like.
Read More

Short Takes: CEO Says He’s Saving a Ton on Travel Costs / Office Space Too / A Rare Bulk MSR Auction / JPM Readies NA MBS / Joining the Debt Issuance Club: FBC

October 28, 2020
Paul Muolo and Brandon Ivey

Travel-related savings are starting to add up for lender/servicers...


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Short Takes: A Large Debt Sale from a Wholesale Giant / Citi Readies Non-QM Deal / The CFPB Crackdown Continues / A New LO for MN

October 27, 2020
Yemeng Yang, Brandon Ivey, and Paul Muolo

Among the allegations: Low VA Rates advertised loan terms that it wasn’t actually prepared to offer. The agency said the nonbank has mailed millions of mortgage advertisements to consumers since January 2016.


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Underwriter Shortage Gets Serious as ‘Raids’ Heat Up

October 27, 2020
Paul Muolo

Fearful your best underwriters might get poached? You're not alone...


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Forbearance Reading Declines but Trouble Remains for Ginnie, PLS

October 26, 2020
Paul Muolo

On Friday, Black Knight Financial released its forbearance tally, saying cases declined by 11,000 units for the seven-day period, ending October 20. Roughly, three million mortgagors remain in active COVID-related relief programs, the analytics firm noted.


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Short Takes: A Tough Day for the Dow / Mortgage Stocks Suffer Along with All the Rest / The Reason Guild Settled / A Topic Avoided: The National Debt

October 26, 2020
Paul Muolo

Despite low rates, mortgage stocks are suffering today, along with the broader market...


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Standing in the Way of Huge GSE Earnings for 3Q: Not Much

October 26, 2020
Paul Muolo

“While 2003 was a bigger overall mortgage year than 2020 will be, the GSE portion of the market is larger and will likely push this into the biggest year for Fannie and Freddie ever,” said Dave Stevens, the former FHA commissioner.


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A Day After Going Public, Guild Settlement Unveiled

October 23, 2020
Paul Muolo
The nonbank will pay almost $25 million, with some of it going to the whistleblower in the case.
Read More
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