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Home » Authors » Paul Muolo

Articles by Paul Muolo

Student Loan Refis: A Market Residential Lenders Should Consider?

June 10, 2021
Paul Muolo
Incenter Mortgage Advisors is known mostly as a servicing broker and whole loan trader, but through an affiliate it wants to help nonbank mortgage firms tap the student loan market. Will it fly?
Read More

Credit Union Steps Up to Buy TIAA’s Correspondent Unit

June 9, 2021
Paul Muolo
No purchase price was revealed. It marks at least the second known correspondent sale of the spring/summer season...
Read More

Short Takes: Falling Rates? / Big Bulk MSR Deals in the Works / Piper Neutral on Rocket / Deephaven Readies MBS / Radian Scores a Former HUD Honcho

June 9, 2021
Paul Muolo and Brandon Ivey
We understand that a handful of large bulk servicing auctions are gestating...
Read More

A Different Kind of M&A: Regions Strikes Deal to Buy HIL Firm

June 8, 2021
Paul Muolo
EnerBank — a subsidiary of CMS Energy — has funded $11.6 billion in home improvement projects since 2002 and currently boasts loan balances of $2.8 billion.
Read More

Second Quarter Lending Shaping Up to Be Good, Not Great

June 7, 2021
Paul Muolo
The origination slowdown is finally here, but for now it's not so bad...
Read More

Bank Selling $5.4 Billion of MSRs Through Phoenix Capital

June 7, 2021
Paul Muolo
The Fannie Mae/Freddie Mac portfolio is collateralized by 30- and 15-year product, with weighted average coupons of 3.19% and 2.80%...
Read More

Short Takes: The G7 and Mortgage Banking / Deferred Taxes in Danger? / Pay Upfront, Not Over Time / However… / CFPB Departures

June 7, 2021
Paul Muolo
KBW continues: “This deferral is important because it allows mortgage originators to pay taxes as they receive cash earnings over time recognized as servicing income."
Read More

CFPB to Probe Forbearance Discrimination. Trouble Ahead for Servicers?

June 4, 2021
Paul Muolo
Acting Director Uejio: "For example, women- and minority-owned small businesses faced more severe economic consequences than their White counterparts, and Black and Hispanic homeowners were less likely to receive mortgage relief and forbearance.”
Read More

Declining Potential for Ginnie Mae EBOs? Maybe, Maybe Not

June 3, 2021
Paul Muolo
Investing in Ginnie Mae EBOs has been a profitable maneuver but with the forbearance picture improving, finding product to buy could get harder.
Read More

More Corporate Debt Deals as the Window Remains Open

June 3, 2021
Paul Muolo
As rates stay low, the corporate debt issuance boom continues but recent deals may be among the last for a while until real estate market values become clearer.
Read More
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