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Home » Authors » Paul Muolo

Articles by Paul Muolo

Additional Servicing Auctions Come to Light

April 15, 2022
Paul Muolo
The odds of these receivables refinancing anytime soon? Probably not very high.
Read More

Short Takes: Entering the Builder (Loan) Space / Up to $25 Million / More ARMs? / Maybe Not Now on FHA Premiums / A Quiet Departure for a Fannie Mae Exec

April 15, 2022
Paul Muolo, Monica Hogan, and Dennis Hollier
Why aren't more residential lenders promoting ARMs? What's the holdup?
Read More

A Low for the Year: MBS Trading Volumes

April 14, 2022
Paul Muolo
MBS trading fell to a yearly low this spring. Meaning? The asset is less valuable or something else entirely? Or both.
Read More

A Tough Road Ahead for MBS-Centric REITs?

April 14, 2022
Paul Muolo
MBS-investing REITs continue to pay sweet dividends but the asset value of their holdings has come under pressure thanks to spiking interest rates. First-quarter earnings should be revealing.
Read More

Bank Residential Originations Hit Hard but a Few Exceptions

April 14, 2022
Paul Muolo
U.S. Bank, another top-10 player in home finance, saw its home lending volume slip 34.1% from 4Q21...
Read More

Short Takes: Who Earned What / The Leader Thus Far: David Spector / Waiting On… / Memories… / Highly Critical of the CFPB

April 14, 2022
Paul Muolo and Sam Manas
The highest paid mortgage executive of 2021? That would be...
Read More

Early 1Q22 Results Reveal Origination Ugliness

April 14, 2022
Paul Muolo
It’s earnings season and the early results have not been encouraging when it comes to home lending. Then again, no one really expected good news. But will 1Q22 be the low point and then a bounce?
Read More

A-Paper Giants Ready to Test the Non-QM Market?

April 14, 2022
Paul Muolo and Namrata Bhatia
Steeply lower production volumes call for new lending ideas. Right? Some A-paper shops are jumping into the non-QM pool. Will it save the day or result in higher delinquencies?
Read More

Grapevine: The Early Word on CEO Pay / Adjusting Forecasts

April 14, 2022
Paul Muolo and Brandon Ivey
So far, among public companies, Mr. Cooper CEO Jay Bray was the top mortgage earner in 2021 but many lenders have yet to file proxy statements. Meanwhile, MBA trimmed its production forecast.
Read More

A Steep Origination Drop for JPM in 1Q22 but a Nice Hike in MSR Values

April 13, 2022
Paul Muolo
JPMorgan also increased the asset value of its mortgage servicing rights portfolio to 127 basis points from 106 bps at Dec. 31.
Read More
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