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Home » Authors » Paul Muolo

Articles by Paul Muolo

Short Takes: 4,000 Mortgage Jobs Disappear / Brokers Hiring? / LO to Broker? / loanDepot Trims Funding Lines / A New CTO for Xome

October 7, 2022
Paul Muolo
It appears that loan brokerage firms added jobs...
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A Tough Environment for Mortgage REITs

October 6, 2022
Paul Muolo
Investors tend to buy mortgage REIT stocks for the dividends they pay. But the sector, overall, has suffered this year, thanks in part to the widening spread between Treasuries and MBS.
Read More

loanDepot Sharpens the Cost-Cutting Knife, Eliminates 401(k) Matches

October 6, 2022
Paul Muolo

Cutting the 401(k) match will not be good for morale, one former loanDepot manager warned...


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Non-QM REIT Lines Up New Borrowing Authority

October 6, 2022
Paul Muolo
The interest rate spread is 350 basis points over the one-month SOFR...
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Short Takes: A Rate Decline / loanDepot’s Digital HELOC / Working at Home? / Takeover Bait? / Ginnie MSRs Available

October 6, 2022
Paul Muolo
One investment banker described loanDepot as "takeover bait"...
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One More Squeezing of the MSR Grapes? Looks That Way

October 6, 2022
Paul Muolo
Servicing rights to the rescue again? The third quarter is in the rearview mirror and it’s time for MSR owners to assess the asset value. But just how cautious should owners be? Some advisors worry.
Read More

Undisclosed: The Fate of Rushmore’s MSR Contracts

October 6, 2022
Paul Muolo
Rushmore Loan Management is exiting the servicing arena but details are light regarding who might control its multi-billion-dollar MSR portfolio. For now, management isn’t saying a word.
Read More

Grapevine: More Cost Cuts at loanDepot / The Future of Low-Balance Loans

October 6, 2022
Paul Muolo and Monica Hogan
In yet another cost-cutting move, loanDepot is halting 401(k) matches while some of its top brass will get raises. Meanwhile, is there relief on the way for low-balance mortgages? HUD is trying to lend a helping hand.
Read More

Applications Off 14%, a 31% Plunge in Hurricane-Ravaged Florida

October 5, 2022
Paul Muolo
There's no way to put lipstick on the origination carnage...
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UWM Discloses $1.5 Billion MSR Facility With Citi

October 5, 2022
Paul Muolo
A good time to accumulate MSRs? UWM increases borrowing line...
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