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MBA Pushes for VA Lender Handbook Updates

July 31, 2026
Emmeline Willey
The Mortgage Bankers Association said VA lenders currently have to rely on a patchwork of mortgage-related guidance scattered across circulars in addition to the Lenders Handbook.
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Denial Rates on Government-Insured Mortgages Steady in 2025

May 22, 2026
Namrata Bhatia
Lenders turned down 22.0% of applications received for FHA loans in 2025. The rejection rate on VA mortgages was a more modest 16.1%. (Includes data table.)
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VA Targets June Rollout of Partial Claims

March 27, 2026
Emmeline Willey
VA is aiming to roll out its partial claim program in June. The agency is also open to revising its appraisal standards.
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Trump Directive Encourages FHA, VA Appraisal Alignment

March 27, 2026
Emmeline Willey
Executive orders from President Trump aiming to address housing supply and affordability include many FHA and VA provisions.
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MBA Calls for Flexibility on VA Fee Documentation

March 27, 2026
Emmeline Willey
The granular fee documentation requirements VA imposes on lenders are inconsistent with how some services are priced, according to the Mortgage Bankers Association.
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Ginnie MBS Withdrawals Hit Three-Year High in 4Q

March 13, 2026
Emmeline Willey
Some $87.67 billion of loans were removed from Ginnie Mae mortgage-backed securities during the fourth quarter of 2025, with about 87% of them representing borrower payoffs. (Includes two data tables.)
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Refis Push Ginnie Issuance Up in November

December 12, 2025
Emmeline Willey
November issuance of Ginnie Mae single-family mortgage-backed securities increased as lower interest rates continued to drive refinance activity. (Includes two data tables.)
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Gen Z Veterans Drive VA Purchase Lending Up

December 12, 2025
Emmeline Willey
Younger borrowers are behind much of the growth of VA purchase mortgages, according to an analysis by Veterans United.
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Refi Share of VA Volume Declines in Third Quarter

November 26, 2025
Emmeline Willey
The refinance share of VA loan endorsements shrank in the third quarter, despite falling interest rates. (Includes two data tables.)
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Ginnie Servicing Balances Up in 3Q, UWM Outshines YoY

October 17, 2025
Emmeline Willey
While most of the top Ginnie Mae servicers reported single-digit portfolio increases in the second quarter, United Wholesale Mortgage’s Ginnie servicing volume increased a whopping 87.8% year over year. (Includes three data tables.)
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