The mortgage giant is tied by an alphabet soup to the even larger cloud giant.

Fewer refinancings mean Fannie Mae’s and Freddie Mac’s amortization incomes from prepayments are in decline. (Includes data chart.)

Although the GSEs have for several months seen declines in the share of investor and second-home mortgage purchases, it remains to be seen whether lenders will continue to deliver these loans into the non-agency market now that the caps have been withdrawn. (Includes two data charts.)

Looking at more than 12 million home appraisals, researchers found that sellers in minority census tracts were more than twice as likely to receive an appraisal below the sale price than sellers in white districts.

Refinance business continue to drop sharply at both GSEs, but Freddie recorded a solid gain in purchase-loan acquisitions. (Includes two data charts.)

A so-called stressed default rate on millions of residential loans originated between 1990 and 2019 suggests the risks that precipitated the global financial crisis were around long before that, and are growing in the current market.

Fannie and Freddie once again turned in stellar results. In the first quarter, profits increased along with their net worth positions. (Includes data chart.)

The GSEs will provide investors with new loan-level and security-level data beginning June.

The GSEs’ regulator heard testimony on the risk climate change poses to Fannie, Freddie and the broader housing market.

While appraisal actions sharply increased from 2019 to 2020, the number of licensed appraisers remained unchanged.