A new request for information asks stakeholders whether expanding social bonds from multifamily to single-family will help or hurt borrowers and investors.

It’s been 10 years since the Federal Housing Finance Agency has examined the mandatory competitive programs of the Federal Home Loan Banks’ affordable housing program.

A recently announced change in Fannie’s appraisal policy may expand financing options in the manufactured home market.

Minority-owned Protecdiv will partner with insurance giant Aon in credit insurance risk-transfer transactions. The collaboration gives the small re-insurer the scale to work with large institutions.

The new pricing matrices for Fannie and Freddie may create modest net increases in the cost of a mortgage, but FHFA says that will support more lending for low-income borrowers.

Subtle differences between 2022 and 2023 objectives speak to both new priorities and goals reached.

The new benchmarks for Fannie Mae and Freddie Mac reflect higher interest rates and the anticipated decline in the number of affordable units in the multifamily market.

The Mortgage Bankers Association argues that higher income thresholds would allow more minority borrowers access to low-downpayment mortgages like HomeReady and Home Possible.

The mortgage giant will leverage consumer-permission bank-statement data to underwrite loans for borrowers with no FICO score.

Mortgage brokers argue homeowners shouldn't have to pay fees to fund governmental policy initiatives.