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Home » Topics » Inside The GSEs » Credit-Risk Transfers

Credit-Risk Transfers
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Credit Score Changes to Impact CRT Disclosures

November 21, 2025
Dennis Hollier
Enhancements to CRT disclosures introduce three new fields and modify one existing field.
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GSE Roundup

November 21, 2025
Dennis Hollier
Freddie markets multifamily CRT deal; Fannie updates bankruptcy attorney fees; multifamily affordability test includes updated High Opportunity Areas data.
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GSE Roundup

October 10, 2025
Dennis Hollier
Freddie board member jumps to Fannie board; a week of CAS and STACR tender offers; and seller/servicer guidance for the shutdown.
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GSE Roundup

September 12, 2025
Dennis Hollier
Fannie ditches legacy terminology related to appraisals; Freddie prices a $707 million SCRT; PIMCO buys 3,044 RPLs from Fannie.
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GSE Roundup

August 29, 2025
Dennis Hollier
Mortgage insurers ready for VantageScore 4.0; Fannie Mae announces results of NPL sale; delinquencies down for STACR pools, up for CAS pools.
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GSE Roundup

August 1, 2025
Dennis Hollier
Republican lawmakers support CRT; Barry Habib joins Fannie board; CBO evaluates impacts of ending the conservatorship.
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Lenders Accept Above-Market Pricing from GSEs

May 23, 2025
Dennis Hollier
Using HMDA data, an academic researcher shows that the guarantee fees charged by the GSEs are above-market rate based on risk-adjusted profits.
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GSEs Whittle Down Portfolios With Loan Sales

March 14, 2025
Dennis Hollier
Fannie and Freddie announce a flurry of RPL and NPL sales, plus one CRT redemption.
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Pulte Confirmation Hearing: Probably Good Enough

February 28, 2025
Dennis Hollier
Although little is known about Pulte’s policy positions, his housing and philanthropic background have helped him win the support of most industry trade groups and many consumer advocacy organizations.
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Freddie Repurchases $1.33 Billion in STACRs

February 14, 2025
Dennis Hollier
Freddie executes the first of what are expected to be two to three tender offers this year for STACRs that no longer serve an economic purpose.
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