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      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[AI controversy; FHFA faces FOIA lawsuit; Fannie prices tender offer; new CRT deals; Freddie creates disaster hotline.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236873</guid>
      <pubDate>Fri, 06 Mar 2026 14:45:34 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236873-gse-roundup</link>
    </item>
    <item>
      <title>Trump Admin Policies for GSEs Face Scrutiny</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Testimony from both liberal and conservative housing industry observers questioned the Trump administration’s policy regarding the future of Fannie and Freddie.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236477</guid>
      <pubDate>Fri, 23 Jan 2026 15:50:54 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236477-what-hfsc-witnesses-had-to-say-about-the-gses</link>
    </item>
    <item>
      <title>Former Freddie CEO Calls for Revamp of CRT Activity</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Don Layton, under whose leadership Freddie rolled out the first CRT transaction in 2012, said cracks in the GSEs’ CRT programs expose them to systemic risks. The cure: a new capital rule.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236210</guid>
      <pubDate>Fri, 19 Dec 2025 13:02:17 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236210-whats-wrong-with-crt</link>
    </item>
    <item>
      <title>Credit Score Changes to Impact CRT Disclosures</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Enhancements to CRT disclosures introduce three new fields and modify one existing field.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235984</guid>
      <pubDate>Fri, 21 Nov 2025 15:07:14 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235984-credit-score-changes-to-impact-crt-disclosures</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Freddie markets multifamily CRT deal; Fannie updates bankruptcy attorney fees; multifamily affordability test includes updated High Opportunity Areas data.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235985</guid>
      <pubDate>Fri, 21 Nov 2025 15:06:17 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235985-gse-round-up</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Freddie board member jumps to Fannie board; a week of CAS and STACR tender offers; and seller/servicer guidance for the shutdown.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235590</guid>
      <pubDate>Fri, 10 Oct 2025 16:08:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235590-gse-round-up</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie ditches legacy terminology related to appraisals; Freddie prices a $707 million SCRT; PIMCO buys 3,044 RPLs from Fannie.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235334</guid>
      <pubDate>Fri, 12 Sep 2025 15:00:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235334-gse-roundup</link>
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    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage insurers ready for VantageScore 4.0; Fannie Mae announces results of NPL sale; delinquencies down for STACR pools, up for CAS pools.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235207</guid>
      <pubDate>Fri, 29 Aug 2025 11:38:46 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235207-gse-roundup</link>
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    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Republican lawmakers support CRT; Barry Habib joins Fannie board; CBO evaluates impacts of ending the conservatorship.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234976</guid>
      <pubDate>Fri, 01 Aug 2025 13:38:18 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234976-gse-roundup</link>
    </item>
    <item>
      <title>Lenders Accept Above-Market Pricing from GSEs</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Using HMDA data, an academic researcher shows that the guarantee fees charged by the GSEs are above-market rate based on risk-adjusted profits.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234359</guid>
      <pubDate>Fri, 23 May 2025 15:27:51 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234359-lenders-accept-above-market-pricing-from-gses</link>
    </item>
    <item>
      <title>GSEs Whittle Down Portfolios With Loan Sales</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie and Freddie announce a flurry of RPL and NPL sales, plus one CRT redemption.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233727</guid>
      <pubDate>Fri, 14 Mar 2025 15:41:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233727-gses-whittle-down-portfolios</link>
    </item>
    <item>
      <title>Pulte Confirmation Hearing: Probably Good Enough</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Although little is known about Pulte’s policy positions, his housing and philanthropic background have helped him win the support of most industry trade groups and many consumer advocacy organizations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233599</guid>
      <pubDate>Fri, 28 Feb 2025 14:42:54 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233599-pulte-confirmation-hearing-probably-good-enough</link>
    </item>
    <item>
      <title>Freddie Repurchases $1.33 Billion in STACRs</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Freddie executes the first of what are expected to be two to three tender offers this year for STACRs that no longer serve an economic purpose.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233471</guid>
      <pubDate>Fri, 14 Feb 2025 16:01:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233471-freddie-repurchases-133-billion-in-stacrs</link>
    </item>
    <item>
      <title>GSE Capital Markets Teams Pick Up the Pace</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Both Fannie and Freddie continue to sell off NPLs and RPLs, in keeping with directives from FHFA to reduce the size of their portfolios.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232429</guid>
      <pubDate>Fri, 18 Oct 2024 14:41:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232429-gse-capital-markets-teams-pick-up-the-pace</link>
    </item>
    <item>
      <title>Freddie to Sell $233 Million in NPLs</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The mortgage giant announced a non-performing loan sale and the results of its latest STACR tender offer.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232049</guid>
      <pubDate>Fri, 06 Sep 2024 16:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232049-freddie-to-sell-233-million-in-npls</link>
    </item>
    <item>
      <title>Fannie Ramps Up CIRT Activity</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie Mae last week notched its fifth Credit Insurance Risk Transfer transaction of the year, a $285 million deal covering a pool of 34,000 single-family mortgages.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231309</guid>
      <pubDate>Fri, 14 Jun 2024 12:39:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231309-fannie-ramps-up-cirt-activity</link>
    </item>
    <item>
      <title>Freddie Introduces Innovation in Seasoned Loan Securitization</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The capital markets teams at Fannie Mae and Freddie Mac tweaked their product offerings in May.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231181</guid>
      <pubDate>Fri, 31 May 2024 15:32:05 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231181-freddie-introduces-innovation-in-slst-deal</link>
    </item>
    <item>
      <title>Strong Reactions to Freddie’s Plan for Second Mortgages</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[A proposal from Freddie Mac to acquire second liens prompted immediate reactions. The GSE rebuts claims that its plan represents “mission creep” or that it would interfere with the existing securitization market for closed-end seconds.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230795</guid>
      <pubDate>Fri, 19 Apr 2024 14:33:36 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230795-industry-reponds-to-freddies-plan-to-purchase-second-mortgages</link>
    </item>
    <item>
      <title>Fannie, Freddie CRT Activity Starting to Pick Up</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Despite an uptick in CRT issuance, high costs continue to drive more risk retention at Fannie Mae and Freddie Mac.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230763</guid>
      <pubDate>Fri, 19 Apr 2024 14:00:49 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230763-crt-activity-remains-muted</link>
    </item>
    <item>
      <title>GSE Capital Markets Teams Have a Busy Week</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The capital markets teams at Fannie Mae and Freddie Mac combined announced five transactions over the past week.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230434</guid>
      <pubDate>Fri, 08 Mar 2024 16:18:27 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230434-gse-capital-markets-teams-have-a-busy-week</link>
    </item>
    <item>
      <title>Accounting Rules Drive Fannie, Freddie GSE Profits</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Lingering capital shortfalls belie higher net incomes at Fannie Mae and Freddie Mae in 2023. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230292</guid>
      <pubDate>Fri, 23 Feb 2024 14:20:53 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230292-accounting-rules-drive-gse-profits</link>
    </item>
    <item>
      <title>PIMCO Winning Bidder on Fannie’s Latest RPL Sale</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The capital markets teams at Fannie and Freddie churned out a reperforming loan sale, a Guaranteed Multifamily Structures deal and a Structured Agency Credit Risk transaction.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230297</guid>
      <pubDate>Fri, 23 Feb 2024 14:12:08 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230297-gse-capital-market-summary</link>
    </item>
    <item>
      <title>Fannie Capital Markets Team Stretches Its Legs</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie churns out a CRT transaction and an NPL sale, its first real capital markets activity since November.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230171</guid>
      <pubDate>Fri, 09 Feb 2024 15:53:14 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230171-fannie-capital-markets-team-stretches-its-legs</link>
    </item>
    <item>
      <title>Freddie’s Multifamily Team Active in 2023</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Freddie executed its first five-year K-deals since 2016 and its first single-asset single-borrower securities in two years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229921</guid>
      <pubDate>Fri, 12 Jan 2024 17:08:29 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229921-freddies-multifamily-team-stayed-active-in-a-slow-2023</link>
    </item>
    <item>
      <title>Another Perspective on GSE Capital Requirements</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Andrew Davidson & Co. executive Richard Cooperstein says the regulatory capital requirements for the GSEs should be set at 1.5 times risk capital, about 1.13%.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229781</guid>
      <pubDate>Fri, 22 Dec 2023 14:04:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229781-another-perspective-on-gse-capital-requirements</link>
    </item>
    <item>
      <title>Fannie CRT Deals Shed Nearly $2 Billion in Credit Risk</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The mortgage giant executed five credit-risk transfer transactions in the space of a week.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229539</guid>
      <pubDate>Wed, 22 Nov 2023 15:10:37 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229539-fannie-crt-deals-shed-nearly-2-billion-in-credit-risk</link>
    </item>
    <item>
      <title>GSEs Find Ways to Profit in the Third Quarter</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie Mae and Freddie Mac revenues ticked up in the third quarter, but an increase in net expenses cut into profits. Those expenses included damages and interest awarded to shareholders in <em>Fairholme v. FHFA</em>. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229405</guid>
      <pubDate>Fri, 10 Nov 2023 14:59:36 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229405-gses-find-ways-to-profit-in-the-third-quarter</link>
    </item>
    <item>
      <title>Freddie Returns to the Tender Offer Well</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[As the GSEs try to redeem uneconomic credit-risk transfer notes from investors, the premiums offered continue to shrink.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229423</guid>
      <pubDate>Fri, 10 Nov 2023 14:46:44 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229423-freddie-returns-to-the-tender-offer-well</link>
    </item>
    <item>
      <title>Capital Markets Update for the GSEs</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie celebrates 10-year anniversary of CRT program; results of the GSE’s fifth tender offer.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229291</guid>
      <pubDate>Fri, 27 Oct 2023 16:34:52 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229291-capital-markets-update-for-the-gses</link>
    </item>
    <item>
      <title>Fannie Capital Markets Team Picks Up the Pace</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The enterprise has churned out a cash tender offer, a CAS REMIC and an NPL sale in the space of about a week.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229163</guid>
      <pubDate>Fri, 13 Oct 2023 13:28:16 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229163-fannie-capital-markets-team-picks-up-the-pace</link>
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