The new 50-basis-point upfront fee is intended to offset the cost of capital each enterprise is required to hold for guaranteeing the collateral of its competitor.

An industry survey commissioned by VantageScore shows more support for a FICO alternative than previously thought.

Freddie continues to remove uneconomical credit-risk transfer notes from its balance sheet.

As a share of total mortgages sold to the GSEs, refinances fell to just 37.9% in May, the lowest level since July 2019.

Volume declined at all of the top 10 GSE sellers in April, both sequentially and year-to-date. Purchase mortgages outnumbered refinancings for the first time since September 2019. (Includes two data charts.)

The industry veteran asks: If the GSEs lose their largest buyer, where will the money come from to support the 30-year, fixed-rate mortgage?

The deal will help support the development of 1,500 units of senior housing in Arizona, more than half of which will be affordable to renters with incomes lower than 50% of AMI.

The Federal Reserve will close on an era this week, ending its pandemic policy of net asset purchases and preparing for a runoff of agency MBS.

Although 2021 was a monster year for the mortgage giant, the fourth quarter looked more like a return to normal.

Who will take up the slack when the Fed is no longer the dominant buyer in the MBS market?