Some industry groups are calling for a legislative solution to ending the conservatorships; others say FHFA and Treasury can do it themselves.

Although FHFA’s re-proposed rule takes into account many industry comments, stakeholders are seeking more clarification.

The council highlighted fintechs and nonbank mortgage servicers as potential threats to financial stability during times of stress.

The National Community Reinvestment Coalition urged the GSEs to provide more analysis and demographic data.

In some high-cost areas, Fannie Mae and Freddie Mac will be eligible to purchase mortgage loans as high as $1,209,750 for one-unit properties in 2025.

Industry trade groups want FHFA to rescind recently issued GSE guidelines and related surveys, and instead use the request-for-input process to make policy changes.

The Congressional Real Estate Caucus, supported by most of the mortgage industry trade groups, urged FHFA to suspend its title waiver pilot.

Both enterprises plan for expanded use of SPCPs and downpayment assistance programs to lower the cost of getting a mortgage for low- and moderate-income borrowers.

Fannie and Freddie have detailed how they plan to meet their obligations to provide liquidity and credit access to underserved communities.

Although Fannie Mae and Freddie Mac failed to reach their multifamily volume caps in 2022, 2023 and probably 2024, FHFA raised the caps from $140 billion to $146 billion for 2025.