Both VantageScore 4.0 and FICO 10T scores, most of the time, are higher than Classic FICO scores. Roughly 25% of the time, Classic FICO is the highest score.

The DC Circuit Court rejected FHFA’s request for an en banc rehearing in Fairholme. Now, only a potential Supreme Court appeal stands between shareholders and an $812 million payday.

GAO investigation; mystery warning; Optimal Blue integrates with Fannie’s whole-loan pricing platform.

Analysts worry that FHFA’s aggressive policy moves on credit scores are more about saving consumers money than the safety and soundness of the mortgage system.

The FHFA noted that its OIG budget was nine times larger than the average across federal agencies. Critics say the cuts are intended to protect FHFA Director Bill Pulte and President Trump.

Fannie Mae and Freddie Mac will allow lenders to continue submitting UAD 2.6 appraisal reports through May 19, 2027.

Although tensions between the FHFA and its OIG are high, the IG team continues to crank out examinations and audits, including four released this week.

The agency confirmed that its policy related to disputed appraisals complies with 21st ROAD to Housing Act requirements.

Bill Pulte’s claim about home prices; Sagent taps Bon Salle as chair; Fannie NPL sale.

A new study by UI housing researchers shows that VantageScore 4.0 and FICO 10T significantly outperform Classic FICO. 10T also outperforms VS4, but by a much smaller margin.