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Home » Topics » Inside The GSEs » Freddie Mac

Freddie Mac
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NPL Sales by GSEs Ramping Up Following Slowdown

July 15, 2022
Dennis Hollier
The number of loans in Fannie and Freddie portfolios that are less than two years delinquent nearly tripled in 2021, courtesy of COVID.
Read More

GSEs Report ‘Nearly All’ Mortgage Policies to FHFA

July 15, 2022
Dennis Hollier
The mortgage selling policy proposals now submitted by the GSEs gives FHFA adequate insight into their credit risk, an OIG report found.
Read More

GSEs Reiterate: All Loan Applications Require SCIFs

July 15, 2022
Dennis Hollier
Fannie and Freddie have published translations of the supplemental consumer information forms into five languages.
Read More

FHFA Undeterred by Criticism of New Fee

July 1, 2022
Dennis Hollier
The Fannie/Freddie regulator indicated it will review the impact of the ERCF on the UMBS market, but for now won’t delay implementation of the new fee.
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Freddie Adds On-Time Rent Payments to Its Underwriting

July 1, 2022
Dennis Hollier
Loan Product Advisor, Freddie’s automated underwriting system, will soon be able to identify rent payments from the bank accounts of homebuyers who opt-in to the program.
Read More

GSEs Update Lenders on Equifax Coding Error

July 1, 2022
Dennis Hollier
The impact of the Equifax credit score snafu appears to be minimal, limiting the headache for lenders.
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FHFA Faces Climate Change Challenge

July 1, 2022
Dennis Hollier
The Federal Housing Finance Agency’s auditor concluded that the agency complied with an executive order making climate-related risk a priority for financial regulators.
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Mixed Response to GSEs’ Equitable Housing Finance Plans

June 17, 2022
Dennis Hollier
GSE insiders worry litigation over race-based housing assistance will undermine the enterprises’ equitable housing finance plans.
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Fannie, Freddie Impose Fees on Certain Resecuritizations

June 17, 2022
Dennis Hollier
The new 50-basis-point upfront fee is intended to offset the cost of capital each enterprise is required to hold for guaranteeing the collateral of its competitor.
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ABS/MBS Investors Want Competitive Credit Score Models

June 17, 2022
Dennis Hollier
An industry survey commissioned by VantageScore shows more support for a FICO alternative than previously thought.
Read More
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