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Figure Looking to Take Market Share From the GSEs

February 27, 2026
Brandon Ivey
Michael Tannenbaum, CEO of Figure Technology Solutions, said some lenders are on the verge of shifting some of their mortgage business from the GSEs to FTS.
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Short Takes: No New Housing Proposals From Trump / Applications Level / ‘Real’ Home Prices Negative / Optimal Blue Creates Virtual Economist

February 25, 2026
Brandon Ivey
“Low interest rates will solve the Biden-created housing problem while at the same time protecting the values of those people who already own a house,” President Trump said.
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Better Turns to Stablecoin for Warehouse Funding Alternative

February 24, 2026
Brandon Ivey
Framework Ventures operates a decentralized finance ecosystem known as Sky, which links stablecoins with various types of assets.
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Short Takes: Union Home Eyes M&A / No Downgrade for Pennymac / Hildene to Issue Large Expanded-Credit MBS With CrossCountry / Bank Turns to MortgageCountry

February 18, 2026
Brandon Ivey
Union Home Mortgage hired a national vice president of mergers and acquisitions.
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Short Takes: Locks for Refis Spike / ICE Revamping Servicing Platform / Lenders Expand Jumbo-Mortgage Availability / Bayview Affiliate Brings Small-Balance Commercial Deal

February 10, 2026
Brandon Ivey
For part of January, the average interest rate on locks for rate-term refis was below 6.0%.
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Short Takes: Hometap Hires Two / Redfin Launches ChatGPT App / 6% Interest Rate Remains Magic Number for Most Homebuyers / MBA, TMC Announce Partnership

February 9, 2026
James Dohnert
Some 94% of consumers planning to buy a home in 2026 would change their plans if rates don't drop below 6%, a new report says.
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Mortgage Lenders Plan to Level Up Technology in 2026

February 2, 2026
James Dohnert
A recent survey of lenders by The Mortgage Collaborative found that lenders are making technology enhancements a strategic investment priority in 2026.
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Short Takes: Provident Expected to Issue MBS of Agency-Eligible Loans / Selene Kicks Off Borrower Assistance Program / NewRez to Move to New Servicing OS / Novacore to Buy Insurance Agency

February 2, 2026
James Dohnert
The Provident deal contains loans mostly made to prime credit borrowers.
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Ginnie Makes MBS Backed by eNotes Eligible for PIIT Program

January 13, 2026
Emmeline Willey
Ginnie President Joe Gormley said the update allows for greater efficiencies and cost savings, and will make the agency’s digital collateral program more attractive to new issuers.
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AI Adoption for Customer-Facing Tasks Expected to Grow in 2026

January 12, 2026
James Dohnert
AI is expected to be used more frequently to bring down origination costs and help lenders avoid hiring-and-firing cycles.
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