Since the passage of the Equal Credit Opportunity Act and the Fair Housing Act, financial services providers have tried to “achieve fairness through blindness,” according to Kareem Saleh, CEO of disparity-analysis firm FairPlay.

ChatGPT and similar artificial intelligence offerings can be used to improve efficiencies at mortgage companies.

Bank failures helped to drive down interest rates on mortgages in March, which led to an increase in rate locks.

New credit scoring models will be fully implemented by the GSEs near the end of 2025, according to FHFA.

Lenders may be facing tough times but that isn’t stopping some shops from seeking out good ideas in the tech space.

HUD telework infrastructure was insufficient, at times, during the pandemic, according to findings by HUD’s Office of Inspector General.

Albrecht cited “increased costs for technology and staff to handle dramatically higher regulatory demands from multiple states and the feds.”

Lenders were particularly happy about the increases in FHA’s budget.

Silvergate’s warehouse business was led by Elaine Batlis, who had been with the company since 2009...