Retail Channel’s Share of FHA/VA Lending Drops in 2022 March 30, 2023 Monica Hogan The retail channel's share of FHA/VA lending declined from nearly 50% in 2021 to 36.2% in 2022.Read More
Ginnie's McCargo: Issuers Weathering the Mortgage Storm. However... February 28, 2023 Brandon Ivey Issuers are largely meeting Ginnie's capital requirements, though liquidity remains a concern.Read More
Delinquencies on Ginnie MBS Increase After Long Decline July 25, 2022 Monica Hogan Most of the increase in the Ginnie delinquency rate was on the FHA side.Read More
FHA/VA Endorsements Down Nearly 20% in First Quarter May 31, 2022 Andras Malatinszky The decline in both lending programs was focused on refinances.Read More
Ginnie Buyouts Expected to Increase Due to Delinquencies November 24, 2021 Monica Hogan Recent data indicate very few Ginnie borrowers who reached 18 months of forbearance then became current on their mortgage.Read More
FHA Lending Up, VA Down in Second Quarter August 17, 2021 John Bancroft VA Interest Rate Reduction Refinance Loan volume declined by nearly 40% in the second quarter.Read More
Gordon Outlines Plans for FHA August 16, 2021 Monica Hogan Biden's FHA pick vows to help borrowers and lenders through the COVID-19 aftermath.Read More
Home Sellers Don’t Look Fondly on Borrowers with FHA/VA Loans July 6, 2021 Maria Volkova Only 13% of home sellers would "definitely" be likely to accept an offer from buyers using an FHA or VA loan, according to a survey by the National Association of Realtors.Read More
Liquidations of Loans from Ginnie MBS Up Sharply in 2020 January 29, 2021 John Bancroft Liquidations of loans from Ginnie Mae MBS nearly doubled in 2020 on an annual basis.Read More
Short Takes: VA Foreclosure Moratorium / KBW Downgrades Rocket / Affordability Issues December 29, 2020 Brandon Ivey VA's moratorium on foreclosures was scheduled to end Dec. 31.Read More