https://www.insidemortgagefinance.com/rss en-us ewilley@imfpubs.com Refinance business dropped and VA volume declined at a faster pace than FHA business. http://www.insidemortgagefinance.com/articles/238779 Mon, 12 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238779-ginnie-issuance-declines-by-95-in-third-quarter bivey@imfpubs.com Refi volume in agency MBS issuance declined by 46.3% on a quarterly basis. http://www.insidemortgagefinance.com/articles/238773 Fri, 09 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238773-agency-mbs-issuance-declines-in-3q-with-drop-in-refis bivey@imfpubs.com Trade groups said aligning ROV policies across mortgage programs would be preferable. http://www.insidemortgagefinance.com/articles/238759 Thu, 08 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238759-short-takes-lenders-want-uniform-standards-for-rov-transunion-offers-first-look-program-loandepot-gets-funding-from-nomura-agnc-maintains-dividend-level-for-october bivey@imfpubs.com The GSEs’ share of servicing topped out at 50.4% in March 2022 and has declined each quarter since then, through June 2026. http://www.insidemortgagefinance.com/articles/238658 Tue, 29 Sep 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238658-gses-lose-more-servicing-share-in-second-quarter ewilley@imfpubs.com Ginnie guaranteed $49.44 billion of MBS in August, a 3.0% decline from July. Refinance volume declined 13.6% during the period, while purchase-mortgage volume held steady at 0.2%. http://www.insidemortgagefinance.com/articles/238526 Mon, 14 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238526-declining-refis-drag-down-ginnie-mbs-issuance ewilley@imfpubs.com Purchase-mortgage business is running ahead of the levels seen in the first half of 2025. http://www.insidemortgagefinance.com/articles/238430 Wed, 02 Sep 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238430-fha-va-lending-up-sharply-in-first-half-of-year dhollier@imfpubs.com Federal Housing Finance Agency Director Bill Pulte directed Fannie Mae and Freddie Mac to end support for special purpose credit programs earlier this year. But now other agencies are also ending authorization for the programs. http://www.insidemortgagefinance.com/articles/238406 Fri, 28 Aug 2026 11:59:36 -0400 https://www.insidemortgagefinance.com/articles/238406-federal-agencies-rescind-spcp-authorization ewilley@imfpubs.com A rise in purchase-mortgage volume wasn't enough to offset declining refi activity. http://www.insidemortgagefinance.com/articles/238306 Wed, 19 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238306-ginnie-issuance-down-in-july-with-fewer-refis ewilley@imfpubs.com Mark Acosta, chief servicing officer at Pennymac, said the nonbank’s proprietary servicing platform allowed the lender to implement the partial claim option quickly. http://www.insidemortgagefinance.com/articles/238289 Mon, 17 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238289-pennymac-offers-new-loss-mit-option-ahead-of-deadline bivey@imfpubs.com FHA mortgages continued to show the worst performance. http://www.insidemortgagefinance.com/articles/238282 Fri, 14 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238282-mortgage-delinquencies-let-up-in-2q-still-above-2025-levels bivey@imfpubs.com Ginnie will allow trial payment periods to count toward the agency’s seasoning requirements. http://www.insidemortgagefinance.com/articles/238269 Thu, 13 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238269-short-takes-ginnie-updates-seasoning-requirements-for-rpls-redwood-goes-bigger-with-ipl-mbs-few-homebuyers ewilley@imfpubs.com Servicers will not need to use a judicial foreclosure process to terminate a loan backed by the Department of Veterans Affairs that has a partial claim interest, according a new VA policy. http://www.insidemortgagefinance.com/articles/238250 Wed, 12 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238250-non-judicial-foreclosures-allowed-for-va-loans-with-partial-claims ewilley@imfpubs.com FHA loss-mitigation removals more than doubled from $1.86 billion in the first quarter to $4.74 billion. http://www.insidemortgagefinance.com/articles/238175 Wed, 05 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238175-loss-mit-removals-of-fha-loans-from-mbs-increase-in-2q ewilley@imfpubs.com The nonbank increased its Ginnie servicing portfolio by $15.70 billion during the quarter, including $14.35 billion in FHA servicing. http://www.insidemortgagefinance.com/articles/238041 Tue, 21 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238041-bayview-creates-some-distance-from-other-top-ginnie-servicers ewilley@imfpubs.com In late April, Ginnie announced that it would exclude FHA mortgages on trial payment plans when calculating servicers’ delinquency ratios for compliance purposes. http://www.insidemortgagefinance.com/articles/238028 Fri, 17 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238028-ginnie-lenient-with-va-delinquencies-as-well bivey@imfpubs.com Primary MI volume in the agency MBS market increased at a faster pace at FHA and VA in the second quarter of 2026 compared with private MI usage with the GSEs. http://www.insidemortgagefinance.com/articles/238011 Thu, 16 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238011-fha-va-drive-up-primary-mi-volume-in-second-quarter ewilley@imfpubs.com The first-quarter tally was the highest quarterly issuance total for Ginnie since the fourth quarter of 2021. http://www.insidemortgagefinance.com/articles/237949 Thu, 09 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237949-purchase-mortgages-drive-up-ginnie-issuance-in-second-quarter bivey@imfpubs.com The sharpest increase in the use of securitization was in the expanded-credit mortgage market. http://www.insidemortgagefinance.com/articles/237936 Wed, 08 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237936-mortgage-securitization-rate-increases-in-first-quarter jbancroft@imfpubs.com A total of $545.80 billion of non-agency MBS backed by single-family mortgages was outstanding at the end of March. http://www.insidemortgagefinance.com/articles/237826 Wed, 24 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237826-non-agency-share-of-mbs-outstanding-up-in-first-quarter bivey@imfpubs.com Ginnie Mae’s share of total residential servicing outstanding increased to 18.5% as of the end of March. http://www.insidemortgagefinance.com/articles/237799 Thu, 18 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237799-ginnie-gains-more-servicing-share-during-first-quarter bivey@imfpubs.com Loans with balances above the baseline conforming loan limit accounted for 16.4% of total originations in the first quarter of 2026. http://www.insidemortgagefinance.com/articles/237741 Fri, 12 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237741-jumbo-mortgage-gaining-share-in-originations ewilley@imfpubs.com The decline in issuance was driven by refinances, with refi volume off 16.8% on a monthly basis. http://www.insidemortgagefinance.com/articles/237723 Thu, 11 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237723-ginnie-issuance-ticks-down-in-may jbancroft@imfpubs.com The agencies securitized $30.31 billion of rate-term refis in May, a 32.6% decline from April. http://www.insidemortgagefinance.com/articles/237687 Tue, 09 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237687-refis-drag-down-agency-mbs-issuance-in-may bivey@imfpubs.com Overall, refinance business was down compared with the fourth quarter of 2025, though FHA refi volume increased by 6.1% due to FHA-to-FHA refi activity. http://www.insidemortgagefinance.com/articles/237564 Tue, 26 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237564-fha-va-lending-down-in-first-quarter ewilley@imfpubs.com The lender saves 5 basis points per loan on average using eNotes. http://www.insidemortgagefinance.com/articles/237521 Wed, 20 May 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237521-veterans-united-hits-50-enote-adoption jdohnert@imfpubs.com The spread between conventional loans and FHA and VA loans last quarter were at their widest margins since 2021, according to the Mortgage Bankers Association’s National Delinquency Survey. http://www.insidemortgagefinance.com/articles/237493 Fri, 15 May 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237493-delinquencies-on-the-rise-to-start-2026 jbancroft@imfpubs.com April issuance was the highest monthly total since June 2022, when the market was coming down from the euphoria of the COVID-19 rally. http://www.insidemortgagefinance.com/articles/237444 Tue, 12 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237444-agency-mbs-issuance-soars-in-april-prior-to-lending-disruption jdohnert@imfpubs.com Some real estate agents are pushing clients away from offers supported by some government-backed mortgage products, industry members say. http://www.insidemortgagefinance.com/articles/237438 Mon, 11 May 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237438-low-downpayment-borrowers-struggle-to-compete ewilley@imfpubs.com According to the order, Chicago-based Federal Savings Bank sent millions of advertisements, telling consumers that they had “available funds” and should contact the bank; the ads were actually for a VA cash-out refi. http://www.insidemortgagefinance.com/articles/237346 Thu, 30 Apr 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237346-occ-settles-with-federal-savings-bank-over-ftc-act-violations ewilley@imfpubs.com Bayview handled a $436.71 billion Ginnie portfolio as of the end of March, up 1.5% from the end of 2025. http://www.insidemortgagefinance.com/articles/237314 Tue, 28 Apr 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237314-bayview-tops-ginnie-servicers-passing-freedom-in-1q