Recent data indicate very few Ginnie borrowers who reached 18 months of forbearance then became current on their mortgage.

It was the first time that purchase-mortgage business represented the biggest source of new FHA/VA lending since the third quarter of 2019...

The conventional-conforming market, which is dominated by Fannie Mae and Freddie Mac, accounted for 70.9% of first-lien originations through the first nine months of 2021.

How long before the White House caves on a premium cut?

Loan modifications played a big part in keeping the FHA program the top provider of Ginnie loans.

While FoA is originating many more traditional mortgages than reverse mortgages, much of the lender's profits are coming from reverses...

The government-insured market was under more pressure...

In August, Ginnie sought comments on the capital standards. While some of the changes would apply to all servicers, others would apply specifically to nonbanks, the dominant players in the agency’s MBS program.

Individual DPA grants could reach 10% of a home’s purchase price or $20,000, whichever is greater.

If the MMIF makes it through forbearance exits without major losses, FHA could cut premiums in the first or second quarter of 2022. Or so the industry hopes...