Correspondent Channel Gains Share in Agency Market February 13, 2024 Andras Malatinszky The correspondent channel accounted for 37.0% of agency deliveries in the fourth quarter, up from a 34.6% share the previous quarter.Read More
Fannie Beats the Odds, Posts an Issuance Gain for January February 12, 2024 John Bancroft Some of Fannie’s lopsided growth may reflect that it took a bigger hit in December...Read More
GSE CRT Issuance Limited in 2023 February 7, 2024 Dennis Hollier Issuance in 2022 was helped by lingering loans from the refinance wave while mortgage originations were down sharply in 2023.Read More
Anticipation Grows for End of GSE Conservatorship February 7, 2024 Dennis Hollier The price of preferred shares in Fannie Mae shot up to $4.57 a share in the wake of former President Trump’s victory in the Iowa caucuses.Read More
FHA, VA Considering Bi-Merge Credit Score Process February 6, 2024 Monica Hogan Leaders at FHA and VA haven't ruled out following the Federal Housing Finance Agency in a shift from a tri-merge score process to a bi-merge process.Read More
The GSEs Have Been Profitable Since 2012. Maybe It's Time to End the Conservatorships? February 5, 2024 Dennis Hollier One of these days a GSE CEO might rise up and legally challenge the conservatorships. But we're not there yet...Read More
FHA Share of MI Coverage Increases in 2023 February 1, 2024 Namrata Bhatia FHA’s share of the primary mortgage insurance purchase business grew from 25.7% in 2022 to 32.1%.Read More
Large GSE Servicers Gain Share in Fourth Quarter January 31, 2024 Dennis Hollier The GSE servicing share among large independent mortgage banks went from 36.6% at the end of September 2023 to 36.9% at year-end.Read More
FHFA Directs GSEs to Explore Alignment on Reps, Warrants January 31, 2024 Dennis Hollier This year's scorecard includes more focus on the multifamily businesses of Fannie Mae and Freddie Mac.Read More
Expectations High for Freddie's (Performing) Loan Repurchase Pilot January 29, 2024 Brandon Ivey The industry is hopeful the repurchase-loan pilot will be expanded quickly...Read More