Ginnie Leads Increases in Agency MBS Outstanding September 26, 2024 John Bancroft Ginnie Mae posted a 1.8% increase to finish the second quarter with $2.445 trillion in single-family MBS outstanding.Read More
Rate Not as Aggressive on Loan Limits Ahead of FHFA September 25, 2024 Brandon Ivey Recent readings on home price appreciation suggest that annual appreciation in 2024 could be lower than expected.Read More
Mixed Trends in Originations by Channel in 2Q September 24, 2024 Andras Malatinszky The retail channel boosted its share of conventional-conforming lending by 308 basis points to 43.2% in the second quarter of 2024.Read More
Short Takes: Home Price Appreciation Slows / Homebuilders Still Offering Buydowns / Forbearance Rising / CV3 Tops $1.0 Billion in Originations September 24, 2024 Brandon Ivey Annual readings for home price appreciation are close to falling below the increase in conforming loan limits some lenders have offered for 2025.Read More
Freddie Buybacks Jump in 2Q, Fannie's Go the Other Way September 23, 2024 John Bancroft Rocket, UWM and loanDepot ranked first through third, respectively, in GSE buybacks during the first half of 2024.Read More
GSE Reform an Area of Interest for Trump Advisors September 20, 2024 Paul Muolo Much of the groundwork for administrative reform of the GSEs was laid during the previous Trump administration.Read More
loanDepot Preps Warehouse Securitization September 20, 2024 Brandon Ivey It will be the 10th warehouse securitization from loanDepot.Read More
Short Takes: Affordability Still an Issue / Housing Starts Increase / Some Variation in Early Loan-Limit Moves / Home Price Appreciation Slows September 19, 2024 Brandon Ivey “The real issue with housing is that we have had — and are on track to continue to have — not enough housing,” said Fed Chair Jerome Powell.Read More
Short Takes: The (Fed) Waiting is the Hardest Part / The State of MSR Sales / Sterling Strikes Deal With EverBank / A Trump Plan for the GSEs? September 16, 2024 Paul Muolo and James Dohnert A Trump plan for resolution of the GSEs? Sounds like it...Read More
Short Takes: Rates Down More Than 50 BP Since August / 2025 Loan Limits / Modernizing Housing Counseling / GSE Reform Possible by 2027? September 13, 2024 Brandon Ivey The average interest rate on a 30-year fixed-rate mortgage declined to 6.20% this week, according to Freddie Mac.Read More
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