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Radian Starts Marketing Jumbo MBS

October 13, 2025
James Dohnert
The Mortgage insurance firm is in the process of selling its mortgage conduit, Radian Mortgage Capital.
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Small Investors Turning to Nonbanks for Real Estate Financing

October 13, 2025
James Dohnert
Tighter underwriting standards at depositories are driving investors to seek funding from nonbanks at an increasing rate, according to Charles Goodwin, a vice president at Kiavi, a fix-and-flip lender.
Read More

GSE Conforming Jumbo Business in 2025 Falls Flat

October 9, 2025
Abby Zimmardi
Conforming jumbo mortgage volume is falling below levels seen in 2024.
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Spike in Non-QM Delinquencies in August Pinned on Sunday

October 8, 2025
Abby Zimmardi
dv01 said caution is warranted in interpreting the rise in the impairment rate as August ended on a Sunday.
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Increase in Expanded-Credit Lending Prompts Concerns

October 7, 2025
Abby Zimmardi
Greg Sher, a managing director at NFM Lending, warned about potential parallels between the expanded-credit market and the non-agency market in the runup to the crash of 2008.
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Short Takes: OCC Approves Flagstar Move / Fannie Preps CRT / Rithm, Champions Team on Another Expanded-Credit MBS / Mortgage Share of Home Purchases Up Slightly

October 7, 2025
Brandon Ivey
By eliminating its bank holding company, Flagstar Bank will drop the Federal Reserve as a regulator.
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Non-Agency Issuance Already Outstrips Last Year's Total

October 6, 2025
Abby Zimmardi
The top prime jumbo and expanded-credit issuer so far this year: JPMorgan Chase.
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Home Equity Lending Up Nearly 25% in First Half of 2025

October 3, 2025
Brandon Ivey
Home equity lending in 2025 is on track to surpass 2022 as the post-financial crisis peak for production.
Read More

Short Takes: Pulte’s Role in FICO’s Shift / New RTL Securitization Issuer / UWM Paying Close to $115 Million for Arena Naming Rights

October 3, 2025
Brandon Ivey
FHFA Director Bill Pulte said credit bureaus and VantageScore should follow FICO and take creative and constructive actions.
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Mixed Trends in Securitization Rate for Residential Mortgages

October 2, 2025
Brandon Ivey
Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.
Read More
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