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GSE Conforming Jumbo Business in 2025 Falls Flat

October 9, 2025
Abby Zimmardi
Conforming jumbo mortgage volume is falling below levels seen in 2024.
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Spike in Non-QM Delinquencies in August Pinned on Sunday

October 8, 2025
Abby Zimmardi
dv01 said caution is warranted in interpreting the rise in the impairment rate as August ended on a Sunday.
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Increase in Expanded-Credit Lending Prompts Concerns

October 7, 2025
Abby Zimmardi
Greg Sher, a managing director at NFM Lending, warned about potential parallels between the expanded-credit market and the non-agency market in the runup to the crash of 2008.
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Short Takes: OCC Approves Flagstar Move / Fannie Preps CRT / Rithm, Champions Team on Another Expanded-Credit MBS / Mortgage Share of Home Purchases Up Slightly

October 7, 2025
Brandon Ivey
By eliminating its bank holding company, Flagstar Bank will drop the Federal Reserve as a regulator.
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Non-Agency Issuance Already Outstrips Last Year's Total

October 6, 2025
Abby Zimmardi
The top prime jumbo and expanded-credit issuer so far this year: JPMorgan Chase.
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Home Equity Lending Up Nearly 25% in First Half of 2025

October 3, 2025
Brandon Ivey
Home equity lending in 2025 is on track to surpass 2022 as the post-financial crisis peak for production.
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Short Takes: Pulte’s Role in FICO’s Shift / New RTL Securitization Issuer / UWM Paying Close to $115 Million for Arena Naming Rights

October 3, 2025
Brandon Ivey
FHFA Director Bill Pulte said credit bureaus and VantageScore should follow FICO and take creative and constructive actions.
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Mixed Trends in Securitization Rate for Residential Mortgages

October 2, 2025
Brandon Ivey
Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.
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Redwood Boosting Issuance of Jumbo MBS

October 1, 2025
Brandon Ivey
Redwood is marketing a $684.6 million jumbo mortgage-backed security.
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Short Takes: Another Month of Home Price Depreciation / Pending Home Sales Increase / Better Offering Bank Statement HELOC / HUD’s Shutdown Warning

September 30, 2025
Brandon Ivey
Home prices declined on a monthly basis for the second consecutive month in July, according to FHFA.
Read More
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