UWM's low-downpayment program is only available to borrowers with income at or below 80% of the area median income.

The House Financial Services Committee approved H.R. 2808, the Homebuyers Privacy Protection Act, with strong bipartisan support.

The OCC said its current stance on preemption is in line with the Dodd-Frank Act and Supreme Court precedent.

In nearly every session at the Non-QM Forum Thursday, panelists made it a point to mention artificial intelligence and the benefits of using the technology in the non-QM space.

Beginning June 16, custom single-family pools in the Ginnie II program won’t be subject to the 10% concentration limit on mortgages with buydowns.

Changes include a reduction of credit score requirements and an elimination of seasoning requirements for DSCR refinances.

The confirmation of Michelle Bowman as vice chair for supervision at the Fed could prompt the Fed to begin to make regulatory changes.

An estimated $49.0 billion of non-agency jumbos were originated in the first quarter of 2025.

“If you look at the issuance of 2025, I think we are surpassing the biggest year ever in securitization," said A&D's CEO.

ARMs accounted for less than 1% of total FHA originations in 2024.