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Short Takes: UWM Offers More Discounts / Affordability Still an Obstacle / Chase Stocks Investment-Property Loans in MBS / Rate Promoting Auto Loans

March 5, 2026
Brandon Ivey
United Wholesale Mortgage is offering a 75-basis-point pricing incentive for certain conventional and government-insured refinances through March, as well as a $600 appraisal credit for purchase mortgages through April.
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Securitization of Home Equity Loans Slows at End of 2025

March 3, 2026
Brandon Ivey
Securitization volume of home equity loans increased by 5.8% on a sequential basis to $10.62 billion in the fourth quarter of 2025.
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Short Takes: Agency MSRs on Offer / Mortgage Profits Decline at LendingTree / HomeBridge, AmWest Selling HELOCs Via Goldman

March 3, 2026
Brandon Ivey
MorVest Capital is brokering the sale of agency mortgage servicing rights with an unpaid principal balance of $2.41 billion.
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Banks Boost ARM Holdings

March 2, 2026
Abby Zimmardi
Bank and thrift holdings of ARMs increased from the end of September to the end of December.
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Nonconforming Share of Originations Hits 20.9% in 2025

February 27, 2026
Brandon Ivey
Some $401.0 billion of nonconforming mortgages were originated in 2025.
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Figure Looking to Take Market Share From the GSEs

February 27, 2026
Brandon Ivey
Michael Tannenbaum, CEO of Figure Technology Solutions, said some lenders are on the verge of shifting some of their mortgage business from the GSEs to FTS.
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Income Stable at Angel Oak’s REIT in Fourth Quarter

February 25, 2026
Brandon Ivey
Angel Oak Mortgage REIT generated $11.3 million of net income in the fourth quarter of 2025.
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Strong Demand for GSE-Eligible Loans in Non-Agency MBS

February 24, 2026
James Dohnert
Agency-eligible loans are frequently being delivered to non-agency MBS instead of the GSEs.
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Short Takes: Home Prices Tick Up / Chase Offering Rate Discount / Bed Bath & Beyond Getting Into Mortgages / Bayview Stocks GSE-Eligible Mortgages in Non-Agency MBS

February 24, 2026
Brandon Ivey
Home prices increased by 0.1% on a monthly basis in December, according to the Federal Housing Finance Agency.
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Short Takes: Expanded-Credit MBS From Redwood / MSRs on Offer / Rate Launches Crypto Option / Sales of New Homes Increase

February 23, 2026
Brandon Ivey
Redwood Trust is set to issue its first expanded-credit MBS from its Aspire shelf.
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Latest Imf News

  • Purchase-Mortgage and Refi Volume Diverge in Second Quarter

  • Losses Increase at Homebuilder Hovnanian Enterprises

  • Insurance Companies Add to Whole-Loan Mortgage Holdings

  • New Listings for Homes Up, Asking Price Slips

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Featured Data

  • GSEs Deliver Consistent Profits; No Closer to Solvency

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  • Non-Agency Pushes CMBS Issuance Up Slightly in 2Q

  • PMIs Gain Purchase Share, Refinance Share Slips

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