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MBS Creation Slides for Seventh Consecutive Month

December 27, 2022
John Bancroft
Securitization rates ran unusually high in 2020 and 2021 because of the epic wave of agency-bound refis...
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Headed North (A Little Bit): Residential Delinquencies

December 22, 2022
Paul Muolo
Bottom line: The readings are not bad and there are few signs of a “credit” problem in the servicing industry...
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Banks Immune from the Mortgage Slowdown? Hardly...

December 21, 2022
Namrata Bhatia
Depositories are not required to report their portfolio-lending activity in their call-report disclosures.
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GSE Seller-Servicers See Mortgage Buybacks Spike YOY

December 19, 2022
John Bancroft
The worst of all time (WOAT) was 2007, from which sellers repurchased 7.40% of GSE issuance.
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Consumers Still Tend to Shy Away From Mortgage Shopping

December 19, 2022
Namrata Bhatia
Education levels led to some differences in consumer behaviors...
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Bad News for Refis: 94.5% of Agency MBS Has Current Interest Rates of 5.0% or Less

December 16, 2022
John Bancroft
For many homeowners, their current mortgage rate is too valuable (low) to give up...
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Another Bank Gives Up the Ghost of Wholesale Lending

December 16, 2022
Paul Muolo
Will the last federally insured depository in wholesale lending please turn off the lights when it leaves? After buying MUFG Union, U.S. Bank is pulling the plug on Union Bank’s loan broker business.
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A Milestone of Sorts: Servicing Balances Crack the $13T Mark

December 15, 2022
John Bancroft
Securitization, including agency and non-agency MBS, accounted for 69.4% of the home mortgage market.
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Ginnie Issuance Off Again in November, Freedom’s Activity Plunges 59%

December 14, 2022
Monica Hogan and Paul Muolo
Planet Home Lending issued $1.9 billion in Ginnies, ranking fourth overall...
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loanDepot’s CIO Keeps Selling Shares in the Company

December 14, 2022
Paul Muolo
loanDepot's management team predicted that originations could fall to between $4.0 billion and $7.0 billion in 4Q22...
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Latest Imf News

  • Trump’s Order for GSE MBS Purchases Faces Some Hurdles

  • Agency MBS Issuance Hits Three-Year High in 2025

  • Single-Family Securitization in Limbo With Trump Plan

  • Mortgage Locks Decline by Nearly 20% in December

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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