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GSE Seller-Servicers See Mortgage Buybacks Spike YOY

December 19, 2022
John Bancroft
The worst of all time (WOAT) was 2007, from which sellers repurchased 7.40% of GSE issuance.
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Consumers Still Tend to Shy Away From Mortgage Shopping

December 19, 2022
Namrata Bhatia
Education levels led to some differences in consumer behaviors...
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Bad News for Refis: 94.5% of Agency MBS Has Current Interest Rates of 5.0% or Less

December 16, 2022
John Bancroft
For many homeowners, their current mortgage rate is too valuable (low) to give up...
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Another Bank Gives Up the Ghost of Wholesale Lending

December 16, 2022
Paul Muolo
Will the last federally insured depository in wholesale lending please turn off the lights when it leaves? After buying MUFG Union, U.S. Bank is pulling the plug on Union Bank’s loan broker business.
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A Milestone of Sorts: Servicing Balances Crack the $13T Mark

December 15, 2022
John Bancroft
Securitization, including agency and non-agency MBS, accounted for 69.4% of the home mortgage market.
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Ginnie Issuance Off Again in November, Freedom’s Activity Plunges 59%

December 14, 2022
Monica Hogan and Paul Muolo
Planet Home Lending issued $1.9 billion in Ginnies, ranking fourth overall...
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loanDepot’s CIO Keeps Selling Shares in the Company

December 14, 2022
Paul Muolo
loanDepot's management team predicted that originations could fall to between $4.0 billion and $7.0 billion in 4Q22...
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Short Takes: CDFIs in a Sweet Spot? / Weathering the Storm / An Increase in Applications / Partnering on Non-QMs / A Mortgage Promotion at NexBank

December 14, 2022
Paul Muolo and Namrata Bhatia
The rating agency says CDFIs are “well positioned" to face the coming headwinds...
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Expanded-Credit Lending Tries to Regroup in a Topsy-Turvey 3Q22

December 12, 2022
John Bancroft
The top three ECM originators through the first nine months of 2022: Citibank, Angel Oak Lending and Guaranteed Rate...
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As Business Dips, A Period of Transition for Warehouse Lenders

December 12, 2022
Paul Muolo
It’s not so much that commitment levels are down, but usage rates are tumbling...
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Latest Imf News

  • Ginnie Drives Growth in Agency Servicing in First Quarter

  • REIT MBS Investors Took Hits With Volatility in 1Q

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  • Margins Improve on Originations at Fifth Third in 1Q

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Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

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