Currently, depository institutions account for only 14% of direct FHA lending compared with 45% in 2010.

The U.S. Treasury Department – the owner of Fannie/Freddie senior preferred – is the entity that owns the keys to the ownership kingdom…

Before the financial crisis, the “overwhelming majority” of non-agency MBS fell into the publicly registered category. But after the SEC issued wide-ranging changes to disclosure requirements in 2014, there has been no public issue of non-agency MBS whatsoever…

In the same 10-Q filing, Fannie makes it clear that it does not like one bit the prohibitions the FHFA has placed on its ability to offer volume-based pricing discounts to its seller/servicers. It also chafes at the notion of “similar restrictions" and being forced to operate a cash window for small lenders...

The GSE regulator said later on he found out that “lender A and lender B” were getting a different set of terms…

So now the big question: Are nonbanks really that risky when compared to depositories? A few decades ago, Congress had to bail out the savings and loan industry to the tune of $150 billion.

HomeStreet was faulted for paying mortgage referrals to real estate brokers and homebuilders...

Consultant Brian Chappelle credits FHA for taking action earlier in the year to stop risk layering on borrowers with lower credit scores.

If Fannie and Freddie are in fact released from conservatorship will they quickly rebuild their lobbying shops?

“Acting” is a title worn by many political appointees in the current administration…